0001562762-22-000326 | 10-Q | XBRL Viewer | Crossfirst Bankshares INC

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Securities	6 Months Ended
Securities	Jun. 30, 2022
Securities [Abstract]
Securities	Note 3: Securities The amortized cost and approximate fair values, together with gross unrealized gains and losses, of period end available-for-sale securities consisted of the following: As of June 30, 2022, the available-for-sale securities had $ 6 million of accrued interest, excluded from the amortized cost basis. The amortized cost and fair value of available-for-sale securities at June 30, 2022, by contractual maturity, are shown below: Actual maturities may differ from contractual maturities because issuers may have the rights to call or prepay obligations with or without prepayment penalties. (2) Yields are calculated based on amortized cost. The following tables show the number of securities, unrealized loss, and fair value of the Company’s investments with unrealized losses, aggregated by investment class and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2022 and December 31, 2021: Based on the Company’s evaluation at June 30, 2022, under the new impairment model, an allowance for credit losses has no t been recorded no r have unrealized losses been recognized into income. The issuers of the securities are of high credit quality and have a long history of no credit losses; management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery; and the decline in fair value is largely attributed to changes in interest rates and other market conditions. The issuers continue to make timely principal and interest payments. The following tables show the gross gains and losses on securities that matured or were sold: Equity Securities Equity securities consist of a $ 2 million investment in a Community Reinvestment Act (“CRA”) mutual fund and $ 1 million in three private equity funds. Equity securities are included in “other assets” on the Consolidated Balance Sheets. The Company elected a measurement alternative for the three private equity funds that allows the securities to remain at cost until an impairment is identified or an observable price change for an identical or similar investment of the same issuer occurs. Impairment is recorded when there is evidence that the expected fair value of the investment has declined to below the recorded cost. No such events occurred during the three or six-month periods ended June 30, 2022. The following is a summary of the unrealized and realized gains and losses recognized in net income on equity securities: June 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Approximate Fair Value (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential $ 179,119 $ 2 $ 18,352 $ 160,769 Collateralized mortgage obligations - GSE residential 13,611 - 400 13,211 State and political subdivisions 566,726 2,199 52,236 516,689 Corporate bonds 5,118 32 172 4,978 Total available-for-sale securities $ 764,574 $ 2,233 $ 71,160 $ 695,647 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Approximate Fair Value (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential $ 161,675 $ 1,809 $ 1,774 $ 161,710 Collateralized mortgage obligations - GSE residential 18,130 311 10 18,431 State and political subdivisions 532,906 29,329 767 561,468 Corporate bonds 4,241 119 - 4,360 Total available-for-sale securities $ 716,952 $ 31,568 $ 2,551 $ 745,969 June 30, 2022 Within After One to After Five to After One Year Five Years Ten Years Ten Years Total (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential (1) Amortized cost $ - $ 24 $ 117 $ 178,978 $ 179,119 Estimated fair value $ - $ 24 $ 117 $ 160,628 $ 160,769 Weighted average yield (2) - % 4.71 % 4.03 % 2.00 % 2.00 % Collateralized mortgage obligations - GSE residential (1) Amortized cost $ - $ - $ 2,386 $ 11,225 $ 13,611 Estimated fair value $ - $ - $ 2,338 $ 10,873 $ 13,211 Weighted average yield (2) - % - % 2.77 % 2.19 % 2.29 % State and political subdivisions Amortized cost $ 796 $ 4,746 $ 98,444 $ 462,740 $ 566,726 Estimated fair value $ 805 $ 4,871 $ 99,175 $ 411,838 $ 516,689 Weighted average yield (2) 3.44 % 3.89 % 3.31 % 2.72 % 2.83 % Corporate bonds Amortized cost $ - $ 499 $ 4,619 $ - $ 5,118 Estimated fair value $ - $ 524 $ 4,454 $ - $ 4,978 Weighted average yield (2) - % 6.63 % 4.29 % - % 4.52 % Total available-for-sale securities Amortized cost $ 796 $ 5,269 $ 105,566 $ 652,943 $ 764,574 Estimated fair value $ 805 $ 5,419 $ 106,084 $ 583,339 $ 695,647 Weighted average yield (2) 3.44 % 4.15 % 3.34 % 2.51 % 2.64 % June 30, 2022 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Number of Securities Fair Value Unrealized Losses Number of Securities Fair Value Unrealized Losses Number of Securities (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential $ 124,609 $ 11,678 45 $ 34,332 $ 6,674 7 $ 158,941 $ 18,352 52 Collateralized mortgage obligations - GSE residential 12,809 386 18 403 14 1 13,212 400 19 State and political subdivisions 370,681 50,096 264 7,775 2,140 9 378,456 52,236 273 Corporate bonds 4,696 172 4 - - - 4,696 172 4 Total temporarily impaired securities $ 512,795 $ 62,332 331 $ 42,510 $ 8,828 17 $ 555,305 $ 71,160 348 December 31, 2021 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Number of Securities Fair Value Unrealized Losses Number of Securities Fair Value Unrealized Losses Number of Securities (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential $ 87,306 $ 1,774 16 $ - $ - - $ 87,306 $ 1,774 16 Collateralized mortgage obligations - GSE residential 803 10 2 - - - 803 10 2 State and political subdivisions 72,915 762 39 1,310 5 4 74,225 767 43 Corporate bonds - - - - - - - - - Total temporarily impaired securities $ 161,024 $ 2,546 57 $ 1,310 $ 5 4 $ 162,334 $ 2,551 61 For the Three Months Ended For the Six Months Ended June 30, 2022 June 30, 2022 Gross Realized Gains Gross Realized Losses Net Realized Loss Gross Realized Gains Gross Realized Losses Net Realized Loss (Dollars in thousands) Available-for-sale securities $ 2 $ (14) $ (12) $ 3 $ (41) $ (38) For the Three Months Ended For the Six Months Ended June 30, 2021 June 30, 2021 Gross Realized Gains Gross Realized Losses Net Realized Loss Gross Realized Gains Gross Realized Losses Net Realized Loss (Dollars in thousands) Available-for-sale securities $ 5 $ (18) $ (13) $ 26 $ (29) $ (3) Three Months Ended Six Months Ended June 30, June 30, 2022 2021 2022 2021 (Dollars in thousands) Net gains (losses) recognized during the reporting period on equity securities $ (71) $ 6 $ (174) $ (33) Less: net gains recognized during the reporting period on equity securities sold during the reporting period - - - - Unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ (71) $ 6 $ (174) $ (33)

Loans and Allowance for Loan Losses ("ALLL") - Loan Loss Activity - Previous GAAP (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2021
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	$ 74,551	$ 75,295
Provision	3,500	11,000
Charge-offs	(2,566)	(10,832)
Recoveries	8	30
Ending balance	75,493	75,493
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	23,464	24,693
Provision	7,532	14,547
Charge-offs	(2,566)	(10,832)
Recoveries	3	25
Ending balance	28,433	28,433
Energy
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	20,292	18,341
Provision	(2,443)	(492)
Charge-offs	0	0
Recoveries	0	0
Ending balance	17,849	17,849
Commercial real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	20,609	22,354
Provision	(1,428)	(3,173)
Charge-offs	0	0
Recoveries	0	0
Ending balance	19,181	19,181
Construction and land development
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	3,837	3,612
Provision	48	273
Charge-offs	0	0
Recoveries	0	0
Ending balance	3,885	3,885
Residential and Multifamily Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	6,056	5,842
Provision	(230)	(16)
Charge-offs	0	0
Recoveries	0	0
Ending balance	5,826	5,826
Paycheck Protection Program ("PPP")
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	0	0
Provision	0	0
Charge-offs	0	0
Recoveries	0	0
Ending balance	0	0
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Beginning balance	293	453
Provision	21	(139)
Charge-offs	0	0
Recoveries	5	5
Ending balance	$ 319	$ 319

Disclosures about Fair Value of Financial Instruments	6 Months Ended
Disclosures about Fair Value of Financial Instruments	Jun. 30, 2022
Disclosures about Fair Value of Financial Instruments [Abstract]
Disclosures about Fair Value of Financial Instruments	Note 11: Disclosures about Fair Value of Financial Instruments Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities. Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 Unobservable inputs supported by little or no market activity and significant to the fair value of the assets or liabilities. Recurring Measurements The following list presents the assets and liabilities recognized in the accompanying Condensed Consolidated Balance Sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and December 31, 2021: Non-recurring Measurements The following tables present assets measured at fair value on a non-recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and December 31, 2021: Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a non-recurring basis and recognized in the accompanying Condensed Consolidated Balance Sheets. Collateral-Dependent Loans, Net of ACL The estimated fair value of collateral-dependent loans is based on the appraised fair value of the collateral, less estimated cost to sell. If the fair value of the collateral is below the loan’s amortized cost, the ACL is netted against the loan balance. Collateral-dependent loans are classified within Level 3 of the fair value hierarchy. The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral dependent loans are obtained when the loan is determined to be collateral dependent and subsequently as deemed necessary by the Office of the Chief Credit Officer. Appraisals are reviewed for accuracy and consistency by management. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by the Office of the Chief Credit Officer by comparison to historical results. Foreclosed Assets Held-for-Sale The fair value of foreclosed assets-held-for-sale is based on the appraised fair value of the collateral, less estimated cost to sell. Unobservable (Level 3) Inputs The following tables present quantitative information about unobservabl e inputs used in non-recurring Level 3 fair value measurements at June 30, 2022 and December 31, 2021: The following tables present the estimated fair values of the Company’s financial instruments at June 30, 2022 and December 31, 2021: Fair Value Description Valuation Hierarchy Level Where Fair Value Balance Can Be Found Available-for- Sale Securities and CRA Equity Security Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows. Level 2 Note 3: Securities Derivatives Fair value of the interest rate swaps is obtained from independent pricing services based on quoted market prices for similar derivative contracts. Level 2 Note 5: Derivatives and Hedging June 30, 2022 Fair Value Measurements Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) (Dollars in thousands) Collateral-dependent loans $ 24,328 $ - $ - $ 24,328 Foreclosed assets held-for-sale $ 1,588 $ - $ - $ 1,588 December 31, 2021 Fair Value Measurements Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) (Dollars in thousands) Collateral-dependent impaired loans $ 38,046 $ - $ - $ 38,046 Foreclosed assets held-for-sale $ 1,148 $ - $ - $ 1,148 June 30, 2022 Fair Value Valuation Techniques Unobservable Inputs Range (Weighted Average) (Dollars in thousands) $ Market comparable properties Marketability discount - % - 100 % Collateral dependent loans 24,328 ( 22 )% $ Market comparable properties Marketability discount Foreclosed assets held-for-sale 1,588 ( 11 )% December 31, 2021 Fair Value Valuation Techniques Unobservable Inputs Range (Weighted Average) (Dollars in thousands) $ Market comparable properties Marketability discount 7 % - 100 % Collateral-dependent impaired loans 38,046 ( 26 )% $ Market comparable properties Marketability discount Foreclosed assets held-for-sale 1,148 ( 10 )% June 30, 2022 Carrying Fair Value Measurements Amount Level 1 Level 2 Level 3 Total (Dollars in thousands) Financial Assets Cash and cash equivalents $ 277,678 $ 277,678 $ - $ - $ 277,678 Available-for-sale securities 695,647 - 695,647 - 695,647 Loans, net of allowance for credit losses 4,472,417 - - 4,451,704 4,451,704 Restricted equity securities 14,946 - - 14,946 14,946 Interest receivable 17,909 - 17,909 - 17,909 Equity securities 3,513 - 2,047 1,466 3,513 Derivative assets 9,348 - 9,348 - 9,348 $ 5,491,458 $ 277,678 $ 724,951 $ 4,468,116 $ 5,470,745 Financial Liabilities Deposits $ 4,744,420 $ 1,163,462 $ - $ 3,453,569 $ 4,617,031 Federal Home Loan Bank line of credit 140,000 - 140,000 - 140,000 Federal Home Loan Bank advances 156,600 - 153,781 - 153,781 Other borrowings 1,041 - 2,028 - 2,028 Interest payable 1,249 - 1,249 - 1,249 Derivative liabilities 5,875 - 5,875 - 5,875 $ 5,049,185 $ 1,163,462 $ 302,933 $ 3,453,569 $ 4,919,964 December 31, 2021 Carrying Fair Value Measurements Amount Level 1 Level 2 Level 3 Total (Dollars in thousands) Financial Assets Cash and cash equivalents $ 482,727 $ 482,727 $ - $ - $ 482,727 Available-for-sale securities 745,969 - 745,969 - 745,969 Loans, net of allowance for loan losses 4,197,838 - - 4,178,268 4,178,268 Restricted equity securities 11,927 - - 11,927 11,927 Interest receivable 16,023 - 16,023 - 16,023 Equity securities 2,642 - 2,209 433 2,642 Derivative assets 11,308 - 11,308 - 11,308 $ 5,468,434 $ 482,727 $ 775,509 $ 4,190,628 $ 5,448,864 Financial Liabilities Deposits $ 4,683,597 $ 1,163,224 $ - $ 3,482,218 $ 4,645,442 Federal Home Loan Bank advances 236,600 - 241,981 - 241,981 Other borrowings 1,009 - 2,318 - 2,318 Interest payable 1,336 - 1,336 - 1,336 Derivative liabilities 11,887 - 11,887 - 11,887 $ 4,934,429 $ 1,163,224 $ 257,522 $ 3,482,218 $ 4,902,964

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Loans and Allowance for Loan Losses ("ALLL") - Category of Loans (Details) - USD ($)
$ in Thousands

Jun. 30, 2022

Mar. 31, 2022

Dec. 31, 2021

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

$ 4,528,234

$ 4,256,213

Less: allowance for credit losses

^[1]

55,817

$ 55,231

58,375

Loans, net of the allowance for credit losses on loans

4,472,417

4,197,838

Commercial and Industrial

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

812,411

843,024

Less: allowance for credit losses

10,920

9,981

20,352

Commercial and Industrial lines of credit

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

787,664

617,398

Less: allowance for credit losses

11,267

9,361

Energy

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

233,000

278,579

Less: allowance for credit losses

6,428

7,507

9,229

Commercial real estate

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

1,435,893

1,278,479

Less: allowance for credit losses

17,042

18,628

19,119

Construction and land development

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

584,415

574,852

Less: allowance for credit losses

3,918

3,678

3,749

Residential real estate

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

371,337

360,046

Less: allowance for credit losses

3,134

3,089

5,598

Multifamily real estate

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

249,641

240,230

Less: allowance for credit losses

2,427

2,342

Consumer

Accounts, Notes, Loans and Financing Receivable [Line Items]

Loans, net of unearned fees

53,873

63,605

Less: allowance for credit losses

$ 681

$ 645

$ 328

[1]	As of December 31, 2021, this line represents the allowance for loan and lease losses. See further discussion in “Note 1: Nature of Operations and Summary of Significant Accounting Policies” in the Notes to Condensed Consolidated Financial Statements (unaudited).

Stock-Based Compensation - Total Stock Based Compensation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock-based compensation	$ 1,120	$ 1,575	$ 2,235	$ 2,224
Stock appreciation rights
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock-based compensation	88	198	187	434
Performance-based stock awards
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock-based compensation	200	528	411	262
Restricted stock units and awards
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock-based compensation	795	834	1,573	1,499
Employee stock purchase plan
Share-based Payment Arrangement, Expensed and Capitalized, Amount [Line Items]
Total stock-based compensation	$ 37	$ 15	$ 64	$ 29

Stock-Based Compensation - Status and Changes in RSUs and RSAs (Details) - Restricted Stock Units and Awards	6 Months Ended
	Jun. 30, 2022 $ / shares shares
Number of Shares
Beginning balance (in shares) \| shares	383,630
Granted (in shares) \| shares	238,127
Vested (in shares) \| shares	(193,350)
Forfeited (in shares) \| shares	(16,433)
Ending balance (in shares) \| shares	411,974
Weighted-Average Grant Date Fair Value
Beginning balance (in dollars per share) \| $ / shares	$ 13.52
Granted (in dollars per share) \| $ / shares	15.09
Vested (in dollars per share) \| $ / shares	13.83
Forfeited (in dollars per share) \| $ / shares	13.95
Ending balance (in dollars per share) \| $ / shares	$ 14.26

Stock-Based Compensation - Status and Changes in Performance-Based Awards (Details) - Performance Based Stock Awards	6 Months Ended
	Jun. 30, 2022 $ / shares shares
Number of Shares
Beginning balance (in shares) \| shares	98,352
Granted (in shares) \| shares	66,667
Incremental performance shares (in shares) \| shares	0
Vested (in shares) \| shares	0
Forfeited (in shares) \| shares	(24,944)
Ending balance (in shares) \| shares	140,075
Weighted-Average Grant Date Fair Value
Beginning balance (in dollars per share) \| $ / shares	$ 13.59
Granted (in dollars per share) \| $ / shares	16.04
Incremental performance shares (in dollars per share) \| $ / shares	0
Vested (in dollars per share) \| $ / shares	0
Forfeited (in dollars per share) \| $ / shares	15.03
Ending balance (in dollars per share) \| $ / shares	$ 14.50

Earnings Per Share (Tables)	6 Months Ended
Earnings Per Share (Tables)	Jun. 30, 2022
Earnings Per Share [Abstract]
Schedule of Earnings (Loss) Per Share, Basic and Diluted	Three Months Ended Six Months Ended June 30, June 30, 2022 2021 2022 2021 (Dollars in thousands except per share data) Earnings per Share Net income available to common stockholders $ 15,545 $ 15,577 $ 32,373 $ 27,612 Weighted average common shares 49,758,263 51,466,885 50,003,418 51,561,519 Earnings per share $ 0.31 $ 0.30 $ 0.65 $ 0.54 Diluted Earnings per Share Net income available to common stockholders $ 15,545 $ 15,577 $ 32,373 $ 27,612 Weighted average common shares 49,758,263 51,466,885 50,003,418 51,561,519 Effect of dilutive shares 445,462 742,656 558,450 733,463 Weighted average dilutive common shares 50,203,725 52,209,541 50,561,868 52,294,982 Diluted earnings per share $ 0.31 $ 0.30 $ 0.64 $ 0.53 Stock-based awards not included because to do so would be antidilutive 711,375 417,950 450,541 639,887

Income Tax - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Deferred tax assets
Net unrealized loss on securities available-for-sale	$ 16,020	$ 0
Allowance for loan losses	14,716	14,051
Lease incentive	481	508
Loan fees	3,302	3,227
Accrued expenses	1,705	2,735
Deferred compensation	1,749	2,418
State tax credit	273	1,033
Other	764	2,057
Total deferred tax asset	39,010	26,029
Deferred tax liability
Net unrealized gain on securities available-for-sale	0	(6,967)
FHLB stock basis	(722)	(757)
Premises and equipment	(2,341)	(2,602)
Other	(1,041)	(1,229)
Total deferred tax liability	(4,104)	(11,555)
Net deferred tax asset	$ 34,906	$ 14,474

Change in Accumulated Other Comprehensive Income (AOCI) (Tables)	6 Months Ended
	Jun. 30, 2022
Change in Accumulated Other Comprehensive Income (Loss) ("AOCI") [Abstract]
Schedule of Accumulated Other Comprehensive Income	Amounts reclassified from AOCI and the affected line items in the Condensed Consolidated Statements of Income during the three- and six-month periods ended June 30, 2022 and 2021, were as follows: Three Months Ended Six Months Ended June 30, June 30, Affected Line Item in the 2022 2021 2022 2021 Statements of Income (Dollars in thousands) Unrealized losses on available-for-sale securities $ (12) $ (13) $ (38) $ (3) Loss on sale of available-for-sale securities Less: tax benefit effect (3) (3) (9) (1) Income tax benefit Net reclassified amount $ (9) $ (10) $ (29) $ (2)

Disclosures about Fair Value of Financial Instruments - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financial Assets
Available-for-sale securities	$ 695,647	$ 745,969
Restricted equity securities	14,946	11,927
Carrying Amount
Financial Assets
Cash and cash equivalents	277,678	482,727
Available-for-sale securities	695,647	745,969
Loans, net of allowance for loan losses	4,472,417	4,197,838
Restricted equity securities	14,946	11,927
Interest receivable	17,909	16,023
Equity securities	3,513	2,642
Derivative assets	9,348	11,308
Total financial assets	5,491,458	5,468,434
Financial Liabilities
Deposits	4,744,420	4,683,597
Federal Home Loan Bank line of credit	140,000
Federal Home Loan Bank advances	156,600	236,600
Other borrowings	1,041	1,009
Interest payable	1,249	1,336
Derivative liabilities	5,875	11,887
Total financial liabilities	5,049,185	4,934,429
Estimate of Fair Value Measurement
Financial Assets
Cash and cash equivalents	277,678	482,727
Available-for-sale securities	695,647	745,969
Loans, net of allowance for loan losses	4,451,704	4,178,268
Restricted equity securities	14,946	11,927
Interest receivable	17,909	16,023
Equity securities	3,513	2,642
Derivative assets	9,348	11,308
Total financial assets	5,470,745	5,448,864
Financial Liabilities
Deposits	4,617,031	4,645,442
Federal Home Loan Bank line of credit	140,000
Federal Home Loan Bank advances	153,781	241,981
Other borrowings	2,028	2,318
Interest payable	1,249	1,336
Derivative liabilities	5,875	11,887
Total financial liabilities	4,919,964	4,902,964
Estimate of Fair Value Measurement \| Level 1
Financial Assets
Cash and cash equivalents	277,678	482,727
Available-for-sale securities	0	0
Loans, net of allowance for loan losses	0	0
Restricted equity securities	0	0
Interest receivable	0	0
Equity securities	0	0
Derivative assets	0	0
Total financial assets	277,678	482,727
Financial Liabilities
Deposits	1,163,462	1,163,224
Federal Home Loan Bank line of credit	0
Federal Home Loan Bank advances	0	0
Other borrowings	0	0
Interest payable	0	0
Derivative liabilities	0	0
Total financial liabilities	1,163,462	1,163,224
Estimate of Fair Value Measurement \| Level 2
Financial Assets
Cash and cash equivalents	0	0
Available-for-sale securities	695,647	745,969
Loans, net of allowance for loan losses	0	0
Restricted equity securities	0	0
Interest receivable	17,909	16,023
Equity securities	2,047	2,209
Derivative assets	9,348	11,308
Total financial assets	724,951	775,509
Financial Liabilities
Deposits	0	0
Federal Home Loan Bank line of credit	140,000
Federal Home Loan Bank advances	153,781	241,981
Other borrowings	2,028	2,318
Interest payable	1,249	1,336
Derivative liabilities	5,875	11,887
Total financial liabilities	302,933	257,522
Estimate of Fair Value Measurement \| Level 3
Financial Assets
Cash and cash equivalents	0	0
Available-for-sale securities	0	0
Loans, net of allowance for loan losses	4,451,704	4,178,268
Restricted equity securities	14,946	11,927
Interest receivable	0	0
Equity securities	1,466	433
Derivative assets	0	0
Total financial assets	4,468,116	4,190,628
Financial Liabilities
Deposits	3,453,569	3,482,218
Federal Home Loan Bank line of credit	0
Federal Home Loan Bank advances	0	0
Other borrowings	0	0
Interest payable	0	0
Derivative liabilities	0	0
Total financial liabilities	$ 3,453,569	$ 3,482,218

Leases - Narrative (Details)	3 Months Ended	6 Months Ended
Leases - Narrative (Details)	Jun. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)
Lessee Lease Description [Line Items]
Right-of-use asset	$ 30,000,000	$ 30,000,000
Operating Lease, Weighted Average Remaining Lease Term	12 years 4 months 24 days	12 years 4 months 24 days
Operating Lease, Weighted Average Discount Rate, Percent	2.39%	2.39%
Operating cash flows paid for operating lease	$ 699,000	$ 1,400,000
Operating cash flows paid for finance lease	123,000	123,000
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	0
Operating and finance lease liabilities	$ 33,000,000	$ 33,000,000
Minimum [Member]
Lessee Lease Description [Line Items]
Lessee, Operating Lease, Remaining Lease Term	1 year	1 year
Lessee, Operating Lease, Renewal Term	5 years	5 years
Maximum [Member]
Lessee Lease Description [Line Items]
Lessee, Operating Lease, Remaining Lease Term	20 years	20 years
Lessee, Operating Lease, Renewal Term	20 years	20 years

Securities - Available-for-sale, Net Realized Gain (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Securities [Abstract]
Gross Realized Gains	$ 2	$ 5	$ 3	$ 26
Gross Realized Losses	(14)	(18)	(41)	(29)
Net Realized Gain (Loss)	$ (12)	$ (13)	$ (38)	$ (3)

Earnings Per Share	6 Months Ended
Earnings Per Share	Jun. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Note 2: Earnings Per Share The following table presents the computation of basic and diluted earnings per share: Three Months Ended Six Months Ended June 30, June 30, 2022 2021 2022 2021 (Dollars in thousands except per share data) Earnings per Share Net income available to common stockholders $ 15,545 $ 15,577 $ 32,373 $ 27,612 Weighted average common shares 49,758,263 51,466,885 50,003,418 51,561,519 Earnings per share $ 0.31 $ 0.30 $ 0.65 $ 0.54 Diluted Earnings per Share Net income available to common stockholders $ 15,545 $ 15,577 $ 32,373 $ 27,612 Weighted average common shares 49,758,263 51,466,885 50,003,418 51,561,519 Effect of dilutive shares 445,462 742,656 558,450 733,463 Weighted average dilutive common shares 50,203,725 52,209,541 50,561,868 52,294,982 Diluted earnings per share $ 0.31 $ 0.30 $ 0.64 $ 0.53 Stock-based awards not included because to do so would be antidilutive 711,375 417,950 450,541 639,887

Securities (Tables)	6 Months Ended
Securities (Tables)	Jun. 30, 2022
Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	June 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Approximate Fair Value (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential $ 179,119 $ 2 $ 18,352 $ 160,769 Collateralized mortgage obligations - GSE residential 13,611 - 400 13,211 State and political subdivisions 566,726 2,199 52,236 516,689 Corporate bonds 5,118 32 172 4,978 Total available-for-sale securities $ 764,574 $ 2,233 $ 71,160 $ 695,647 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Approximate Fair Value (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential $ 161,675 $ 1,809 $ 1,774 $ 161,710 Collateralized mortgage obligations - GSE residential 18,130 311 10 18,431 State and political subdivisions 532,906 29,329 767 561,468 Corporate bonds 4,241 119 - 4,360 Total available-for-sale securities $ 716,952 $ 31,568 $ 2,551 $ 745,969
Investments Classified by Contractual Maturity Date	June 30, 2022 Within After One to After Five to After One Year Five Years Ten Years Ten Years Total (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential (1) Amortized cost $ - $ 24 $ 117 $ 178,978 $ 179,119 Estimated fair value $ - $ 24 $ 117 $ 160,628 $ 160,769 Weighted average yield (2) - % 4.71 % 4.03 % 2.00 % 2.00 % Collateralized mortgage obligations - GSE residential (1) Amortized cost $ - $ - $ 2,386 $ 11,225 $ 13,611 Estimated fair value $ - $ - $ 2,338 $ 10,873 $ 13,211 Weighted average yield (2) - % - % 2.77 % 2.19 % 2.29 % State and political subdivisions Amortized cost $ 796 $ 4,746 $ 98,444 $ 462,740 $ 566,726 Estimated fair value $ 805 $ 4,871 $ 99,175 $ 411,838 $ 516,689 Weighted average yield (2) 3.44 % 3.89 % 3.31 % 2.72 % 2.83 % Corporate bonds Amortized cost $ - $ 499 $ 4,619 $ - $ 5,118 Estimated fair value $ - $ 524 $ 4,454 $ - $ 4,978 Weighted average yield (2) - % 6.63 % 4.29 % - % 4.52 % Total available-for-sale securities Amortized cost $ 796 $ 5,269 $ 105,566 $ 652,943 $ 764,574 Estimated fair value $ 805 $ 5,419 $ 106,084 $ 583,339 $ 695,647 Weighted average yield (2) 3.44 % 4.15 % 3.34 % 2.51 % 2.64 %
Schedule of Unrealized Loss on Investments	June 30, 2022 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Number of Securities Fair Value Unrealized Losses Number of Securities Fair Value Unrealized Losses Number of Securities (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential $ 124,609 $ 11,678 45 $ 34,332 $ 6,674 7 $ 158,941 $ 18,352 52 Collateralized mortgage obligations - GSE residential 12,809 386 18 403 14 1 13,212 400 19 State and political subdivisions 370,681 50,096 264 7,775 2,140 9 378,456 52,236 273 Corporate bonds 4,696 172 4 - - - 4,696 172 4 Total temporarily impaired securities $ 512,795 $ 62,332 331 $ 42,510 $ 8,828 17 $ 555,305 $ 71,160 348 December 31, 2021 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Number of Securities Fair Value Unrealized Losses Number of Securities Fair Value Unrealized Losses Number of Securities (Dollars in thousands) Available-for-sale securities Mortgage-backed - GSE residential $ 87,306 $ 1,774 16 $ - $ - - $ 87,306 $ 1,774 16 Collateralized mortgage obligations - GSE residential 803 10 2 - - - 803 10 2 State and political subdivisions 72,915 762 39 1,310 5 4 74,225 767 43 Corporate bonds - - - - - - - - - Total temporarily impaired securities $ 161,024 $ 2,546 57 $ 1,310 $ 5 4 $ 162,334 $ 2,551 61
Available-for-sale, Net Realized Gain	For the Three Months Ended For the Six Months Ended June 30, 2022 June 30, 2022 Gross Realized Gains Gross Realized Losses Net Realized Loss Gross Realized Gains Gross Realized Losses Net Realized Loss (Dollars in thousands) Available-for-sale securities $ 2 $ (14) $ (12) $ 3 $ (41) $ (38) For the Three Months Ended For the Six Months Ended June 30, 2021 June 30, 2021 Gross Realized Gains Gross Realized Losses Net Realized Loss Gross Realized Gains Gross Realized Losses Net Realized Loss (Dollars in thousands) Available-for-sale securities $ 5 $ (18) $ (13) $ 26 $ (29) $ (3)
Gain (Loss) on Securities	Three Months Ended Six Months Ended June 30, June 30, 2022 2021 2022 2021 (Dollars in thousands) Net gains (losses) recognized during the reporting period on equity securities $ (71) $ 6 $ (174) $ (33) Less: net gains recognized during the reporting period on equity securities sold during the reporting period - - - - Unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ (71) $ 6 $ (174) $ (33)

Regulatory Matters (Tables)	6 Months Ended
Regulatory Matters (Tables)	Jun. 30, 2022
Regulatory Matters [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The Company’s and the Bank’s actual capital amounts and ratios as of June 30, 2022 and December 31, 2021 are presented in the following table: Actual Minimum Capital Required - Basel III Required to be Considered Well Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) June 30, 2022 Total Capital to Risk-Weighted Assets Consolidated $ 719,226 12.6 % $ 599,382 10.5 % N/A N/A Bank 692,815 12.2 598,125 10.5 $ 569,643 10.0 % Tier I Capital to Risk-Weighted Assets Consolidated 658,089 11.5 485,214 8.5 N/A N/A Bank 631,679 11.1 484,197 8.5 455,715 8.0 Common Equity Tier 1 to Risk-Weighted Assets Consolidated 657,055 11.5 399,588 7.0 N/A N/A Bank 631,679 11.1 398,750 7.0 370,268 6.5 Tier I Capital to Average Assets Consolidated 658,089 11.8 223,736 4.0 N/A N/A Bank $ 631,679 11.3 % $ 223,728 4.0 % $ 279,660 5.0 % December 31, 2021 Total Capital to Risk-Weighted Assets Consolidated $ 704,544 13.6 % $ 544,060 10.5 % N/A N/A Bank 681,980 13.2 543,708 10.5 $ 517,817 10.0 % Tier I Capital to Risk-Weighted Assets Consolidated 646,169 12.5 440,430 8.5 N/A N/A Bank 623,605 12.0 440,144 8.5 414,253 8.0 Common Equity Tier 1 to Risk-Weighted Assets Consolidated 645,160 12.5 362,707 7.0 N/A N/A Bank 623,605 12.0 362,472 7.0 336,581 6.5 Tier I Capital to Average Assets Consolidated 646,169 11.8 218,510 4.0 N/A N/A Bank $ 623,605 11.4 % $ 218,366 4.0 % $ 272,958 5.0 %

Commitments and Credit Risk (Tables)	6 Months Ended
Commitments and Credit Risk (Tables)	Jun. 30, 2022
Commitments and Credit Risk [Abstract]
Schedule of Commitments	June 30, 2022 December 31, 2021 (Dollars in thousands) Commitments to originate loans $ 274,647 $ 118,651 Standby letters of credit 57,797 51,114 Lines of credit 1,949,860 1,768,231 Future lease commitments - 11,100 Commitments related to investment fund 4,534 2,067 $ 2,286,838 $ 1,951,163

Nature of Operations and Summary of Significant Accounting Policies - Impact of adopting ASU 2016-13 (Details) - USD ($)
$ in Thousands

Jun. 30, 2022

Mar. 31, 2022

Jan. 01, 2022

Dec. 31, 2021

Loans, net of unearned fees

$ 4,528,234

$ 4,256,213

Allowance for credit losses on loans

^[1]

55,817

$ 55,231

58,375

Loans, net of the allowance for credit losses on loans

4,472,417

4,197,838

Allowance for credit losses on off-balance sheet exposures

5,320

4,875

Retained earnings

176,868

147,099

Previously Reported

Loans, net of unearned fees

$ 4,269,620

Net deferred loan fees and costs

13,407

Allowance for credit losses on loans

58,375

Loans, net of the allowance for credit losses on loans

4,197,838

Deferred tax asset

14,474

Allowance for credit losses on off-balance sheet exposures

Retained earnings

147,099

Commercial and Industrial

Loans, net of unearned fees

812,411

843,024

Allowance for credit losses on loans

10,920

9,981

20,352

Allowance for credit losses on off-balance sheet exposures

Commercial and Industrial | Previously Reported

Loans, net of unearned fees

1,401,681

Commercial and Industrial lines of credit

Loans, net of unearned fees

787,664

617,398

Allowance for credit losses on loans

11,267

9,361

Allowance for credit losses on off-balance sheet exposures

153

Commercial and Industrial lines of credit | Previously Reported

Loans, net of unearned fees

Energy

Loans, net of unearned fees

233,000

278,579

Allowance for credit losses on loans

6,428

7,507

9,229

Allowance for credit losses on off-balance sheet exposures

470

258

Energy | Previously Reported

Loans, net of unearned fees

278,860

Commercial real estate

Loans, net of unearned fees

1,435,893

1,278,479

Allowance for credit losses on loans

17,042

18,628

19,119

Allowance for credit losses on off-balance sheet exposures

657

753

Commercial real estate | Previously Reported

Loans, net of unearned fees

1,281,095

Construction and land development

Loans, net of unearned fees

584,415

574,852

Allowance for credit losses on loans

3,918

3,678

3,749

Allowance for credit losses on off-balance sheet exposures

4,016

3,514

Construction and land development | Previously Reported

Loans, net of unearned fees

578,758

Residential real estate

Loans, net of unearned fees

371,337

360,046

Allowance for credit losses on loans

3,134

3,089

5,598

Allowance for credit losses on off-balance sheet exposures

Residential real estate | Previously Reported

Loans, net of unearned fees

600,816

Multifamily real estate

Loans, net of unearned fees

249,641

240,230

Allowance for credit losses on loans

2,427

2,342

Allowance for credit losses on off-balance sheet exposures

109

116

Multifamily real estate | Previously Reported

Loans, net of unearned fees

Paycheck Protection Program ("PPP") | Previously Reported

Loans, net of unearned fees

64,805

Consumer

Loans, net of unearned fees

53,873

63,605

Allowance for credit losses on loans

681

645

328

Allowance for credit losses on off-balance sheet exposures

$ 1

$ 11

Consumer | Previously Reported

Loans, net of unearned fees

63,605

As Reported under ASU 2016-13

Loans, net of unearned fees

4,256,213

Net deferred loan fees and costs

Allowance for credit losses on loans

56,628

Loans, net of the allowance for credit losses on loans

4,199,585

Deferred tax asset

13,647

Allowance for credit losses on off-balance sheet exposures

5,184

Retained earnings

144,489

As Reported under ASU 2016-13 | Commercial and Industrial

Loans, net of unearned fees

843,024

As Reported under ASU 2016-13 | Commercial and Industrial lines of credit

Loans, net of unearned fees

617,398

As Reported under ASU 2016-13 | Energy

Loans, net of unearned fees

278,579

As Reported under ASU 2016-13 | Commercial real estate

Loans, net of unearned fees

1,278,479

As Reported under ASU 2016-13 | Construction and land development

Loans, net of unearned fees

574,852

As Reported under ASU 2016-13 | Residential real estate

Loans, net of unearned fees

360,046

As Reported under ASU 2016-13 | Multifamily real estate

Loans, net of unearned fees

240,230

As Reported under ASU 2016-13 | Paycheck Protection Program ("PPP")

Loans, net of unearned fees

As Reported under ASU 2016-13 | Consumer

Loans, net of unearned fees

63,605

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13

Loans, net of unearned fees

(13,407)

Net deferred loan fees and costs

(13,407)

Allowance for credit losses on loans

(1,747)

Loans, net of the allowance for credit losses on loans

1,747

Deferred tax asset

(827)

Allowance for credit losses on off-balance sheet exposures

5,184

Retained earnings

(2,610)

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Commercial and Industrial

Loans, net of unearned fees

(558,657)

Allowance for credit losses on loans

(10,213)

Allowance for credit losses on off-balance sheet exposures

107

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Commercial and Industrial lines of credit

Loans, net of unearned fees

617,398

Allowance for credit losses on loans

8,866

Allowance for credit losses on off-balance sheet exposures

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Energy

Loans, net of unearned fees

(281)

Allowance for credit losses on loans

(39)

Allowance for credit losses on off-balance sheet exposures

265

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Commercial real estate

Loans, net of unearned fees

(2,616)

Allowance for credit losses on loans

(186)

Allowance for credit losses on off-balance sheet exposures

711

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Construction and land development

Loans, net of unearned fees

(3,906)

Allowance for credit losses on loans

(83)

Allowance for credit losses on off-balance sheet exposures

3,914

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Residential real estate

Loans, net of unearned fees

(240,770)

Allowance for credit losses on loans

(2,552)

Allowance for credit losses on off-balance sheet exposures

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Multifamily real estate

Loans, net of unearned fees

240,230

Allowance for credit losses on loans

2,465

Allowance for credit losses on off-balance sheet exposures

137

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Paycheck Protection Program ("PPP")

Loans, net of unearned fees

(64,805)

Cumulative Effect, Period of Adoption, Adjustment | As Reported under ASU 2016-13 | Consumer

Loans, net of unearned fees

$ 0

Allowance for credit losses on loans

(5)

Allowance for credit losses on off-balance sheet exposures

$ 1

[1]	As of December 31, 2021, this line represents the allowance for loan and lease losses. See further discussion in “Note 1: Nature of Operations and Summary of Significant Accounting Policies” in the Notes to Condensed Consolidated Financial Statements (unaudited).

Loans and Allowance for Loan Losses ("ALLL") (Tables)	6 Months Ended
Loans and Allowance for Loan Losses ("ALLL") (Tables)	Jun. 30, 2022
Loans and Allowance for Loan Losses ("ALLL") [Abstract]
Category of Loans	June 30, 2022 December 31, 2021 (Dollars in thousands) Commercial and industrial $ 812,411 $ 843,024 Commercial and industrial lines of credit 787,664 617,398 Energy 233,000 278,579 Commercial real estate 1,435,893 1,278,479 Construction and land development 584,415 574,852 Residential real estate 371,337 360,046 Multifamily real estate 249,641 240,230 Consumer 53,873 63,605 Loans, net of unearned fees 4,528,234 4,256,213 Less: allowance for credit losses (1) 55,817 58,375 Loans, net $ 4,472,417 $ 4,197,838 (1) As of December 31, 2021, this line represents the allowance for loan and lease losses. See further discussion in "Note 1: Nature of Operations and Summary of Significant Accounting Policies.”
Loans, Allowance for Loan Loss	For the Three Months Ended June 30, 2022 Commercial and Industrial Commercial and Industrial Lines of Credit Energy Commercial Real Estate Construction and Land Development Residential Real Estate Multifamily Real Estate Consumer Total (Dollars in thousands) Allowance for Credit Losses: Beginning balance $ 9,981 $ 9,361 $ 7,507 $ 18,628 $ 3,678 $ 3,089 $ 2,342 $ 645 $ 55,231 Charge-offs (581) (750) (2,900) - - (217) - - (4,448) Recoveries - 1,758 - 1,585 - - - 1 3,344 Provision (credit) 1,520 898 1,821 (3,171) 240 262 85 35 1,690 Ending balance $ 10,920 $ 11,267 $ 6,428 $ 17,042 $ 3,918 $ 3,134 $ 2,427 $ 681 $ 55,817 Allowance for Credit Losses on Off-Balance Sheet Credit Exposures: Beginning balance $ 66 $ 153 $ 258 $ 753 $ 3,514 $ 4 $ 116 $ 11 $ 4,875 Provision (credit) (3) (153) 212 (96) 502 - (7) (10) 445 Ending balance $ 63 $ - $ 470 $ 657 $ 4,016 $ 4 $ 109 $ 1 $ 5,320 For the Six Months Ended June 30, 2022 Commercial and Industrial (1) Commercial and Industrial Lines of Credit (1) Energy Commercial Real Estate Construction and Land Development Residential Real Estate (2) Multifamily Real Estate (2) Consumer Total (Dollars in thousands) Allowance for Credit Losses: Beginning balance, prior to adoption of ASU 2016-13 $ 20,352 $ - $ 9,229 $ 19,119 $ 3,749 $ 5,598 $ - $ 328 $ 58,375 Impact of ASU 2016-13 adoption (10,213) 8,866 (39) (186) (83) (2,552) 2,465 (5) (1,747) Charge-offs (790) (1,971) (3,967) (1,102) - (217) - (13) (8,060) Recoveries 755 1,779 1,754 1,585 - - - 2 5,875 Provision (credit) 816 2,593 (549) (2,374) 252 305 (38) 369 1,374 Ending balance $ 10,920 $ 11,267 $ 6,428 $ 17,042 $ 3,918 $ 3,134 $ 2,427 $ 681 $ 55,817 Allowance for Credit Losses on Off-Balance Sheet Credit Exposures: Beginning balance, prior to adoption of ASU 2016-13 $ - $ - $ - $ - $ - $ - $ - $ - $ - Impact of ASU 2016-13 adoption 107 44 265 711 3,914 5 137 1 5,184 Provision (credit) (44) (44) 205 (54) 102 (1) (28) - 136 Ending balance $ 63 $ - $ 470 $ 657 $ 4,016 $ 4 $ 109 $ 1 $ 5,320 (1) Prior to the adoption of ASU 2016-13, the Commercial and industrial and Commercial and industrial lines of credit were consolidated under the Commercial and industrial segment. (2) Prior to the adoption of ASU 2016-13, the Residential real estate and Multifamily real estate segments were consolidated under the Residential and Multifamily Real Estate segment. Three Months Ended June 30, 2021 Commercial and Industrial Energy Commercial Real Estate Construction and Land Development Residential and Multifamily Real Estate PPP Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 23,464 $ 20,292 $ 20,609 $ 3,837 $ 6,056 $ - $ 293 $ 74,551 Provision 7,532 (2,443) (1,428) 48 (230) - 21 3,500 Charge-offs (2,566) - - - - - - (2,566) Recoveries 3 - - - - - 5 8 Ending balance $ 28,433 $ 17,849 $ 19,181 $ 3,885 $ 5,826 $ - $ 319 $ 75,493 Six Months Ended June 30, 2021 Commercial and Industrial Energy Commercial Real Estate Construction and Land Development Residential and Multifamily Real Estate PPP Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 24,693 $ 18,341 $ 22,354 $ 3,612 $ 5,842 $ - $ 453 $ 75,295 Provision 14,547 (492) (3,173) 273 (16) - (139) 11,000 Charge-offs (10,832) - - - - - - (10,832) Recoveries 25 - - - - - 5 30 Ending balance $ 28,433 $ 17,849 $ 19,181 $ 3,885 $ 5,826 $ - $ 319 $ 75,493
Loans, Credit Quality Indicators	As of June 30, 2022 Amortized Cost Basis by Origination Year and Internal Risk Rating Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving Loans Revolving Loans converted to Term Loans Total (Dollars in thousands) Commercial and industrial Pass $ 197,451 $ 330,830 $ 76,610 $ 58,648 $ 59,121 $ 22,720 $ - $ 22,166 $ 767,546 Special mention 721 - 14,488 1,060 313 69 - 3,414 20,065 Substandard - accrual - - - 2,290 766 49 - 16,677 19,782 Substandard - non- accrual - 994 - 21 1,397 738 - 1,868 5,018 Doubtful - - - - - - - - - Total $ 198,172 $ 331,824 $ 91,098 $ 62,019 $ 61,597 $ 23,576 $ - $ 44,125 $ 812,411 Commercial and industrial lines of credit Pass $ - $ - $ - $ - $ - $ - $ 734,130 $ - $ 734,130 Special mention - - - - - - 35,139 - 35,139 Substandard - accrual - - - - - - 8,790 - 8,790 Substandard - non- accrual - - - - - - 9,605 - 9,605 Doubtful - - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 787,664 $ - $ 787,664 Energy Pass $ 7,445 $ 900 $ 264 $ 44 $ - $ - $ 198,257 $ 210 $ 207,120 Special mention - 1,469 - - - - 12,494 - 13,963 Substandard - accrual - - - - 10 - 6,013 - 6,023 Substandard - non- accrual - - - - - - 3,750 - 3,750 Doubtful - - - - - - 2,144 - 2,144 Total $ 7,445 $ 2,369 $ 264 $ 44 $ 10 $ - $ 222,658 $ 210 $ 233,000 As of June 30, 2022 Amortized Cost Basis by Origination Year and Internal Risk Rating Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving Loans Revolving Loans converted to Term Loans Total (Dollars in thousands) Commercial real estate Pass $ 219,481 $ 273,536 $ 152,920 $ 114,384 $ 71,024 $ 83,540 $ 330,625 $ 100,089 $ 1,345,599 Special mention 464 29,688 - 425 7,499 292 - 33,294 71,662 Substandard - accrual 10,681 - - - - - - 992 11,673 Substandard - non- accrual - 2,498 292 - 77 1,109 - 2,983 6,959 Doubtful - - - - - - - - - Total $ 230,626 $ 305,722 $ 153,212 $ 114,809 $ 78,600 $ 84,941 $ 330,625 $ 137,358 $ 1,435,893 Construction and land development Pass $ 122,363 $ 249,651 $ 131,909 $ 51,139 $ 3,751 $ 4,503 $ 13,164 $ - $ 576,480 Special mention - 7,935 - - - - - - 7,935 Substandard - accrual - - - - - - - - - Substandard - non- accrual - - - - - - - - - Doubtful - - - - - - - - - Total $ 122,363 $ 257,586 $ 131,909 $ 51,139 $ 3,751 $ 4,503 $ 13,164 $ - $ 584,415 Residential real estate Pass $ 38,134 $ 79,391 $ 121,547 $ 47,354 $ 40,803 $ 36,793 $ 626 $ - $ 364,648 Special mention - - - - - - - - - Substandard - accrual - 3,308 3,183 - - - - - 6,491 Substandard - non- accrual - - - - - - - 198 198 Doubtful - - - - - - - - - Total $ 38,134 $ 82,699 $ 124,730 $ 47,354 $ 40,803 $ 36,793 $ 626 $ 198 $ 371,337 As of June 30, 2022 Amortized Cost Basis by Origination Year and Internal Risk Rating Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving Loans Revolving Loans converted to Term Loans Total (Dollars in thousands) Multifamily real estate Pass $ 58,346 $ 28,407 $ 5,424 $ 12,070 $ 3,115 $ 1,901 $ 123,802 $ 16,538 $ 249,603 Special mention - - - - - - - 38 38 Substandard - accrual - - - - - - - - - Substandard - non- accrual - - - - - - - - - Doubtful - - - - - - - - - Total $ 58,346 $ 28,407 $ 5,424 $ 12,070 $ 3,115 $ 1,901 $ 123,802 $ 16,576 $ 249,641 Consumer Pass $ 1,811 $ 2,691 $ 1,975 $ 233 $ 114 $ 10 $ 47,039 $ - $ 53,873 Special mention - - - - - - - - - Substandard - accrual - - - - - - - - - Substandard - non- accrual - - - - - - - - - Doubtful - - - - - - - - - Total $ 1,811 $ 2,691 $ 1,975 $ 233 $ 114 $ 10 $ 47,039 $ - $ 53,873 Total Pass $ 645,031 $ 965,406 $ 490,649 $ 283,872 $ 177,928 $ 149,467 $ 1,447,643 $ 139,003 $ 4,298,999 Special mention 1,185 39,092 14,488 1,485 7,812 361 47,633 36,746 148,802 Substandard - accrual 10,681 3,308 3,183 2,290 776 49 14,803 17,669 52,759 Substandard - non- accrual - 3,492 292 21 1,474 1,847 13,355 5,049 25,530 Doubtful - - - - - - 2,144 - 2,144 Total $ 656,897 $ 1,011,298 $ 508,612 $ 287,668 $ 187,990 $ 151,724 $ 1,525,578 $ 198,467 $ 4,528,234 As of December 31, 2021 Pass Special Mention Substandard Performing Substandard Non- performing Doubtful Loss Total (Dollars in thousands) Commercial and industrial $ 1,356,883 $ 16,201 $ 23,739 $ 4,858 $ - $ - $ 1,401,681 Energy 184,269 73,196 5,246 13,595 2,554 - 278,860 Commercial real estate 1,172,323 86,768 11,782 10,222 - - 1,281,095 Construction and land development 578,758 - - - - - 578,758 Residential and multifamily real estate 593,847 257 6,508 204 - - 600,816 PPP 64,805 - - - - - 64,805 Consumer 63,605 - - - - - 63,605 $ 4,014,490 $ 176,422 $ 47,275 $ 28,879 $ 2,554 $ - $ 4,269,620
Loans, Past Due	As of June 30, 2022 Amortized Cost Basis by Origination Year and Past Due Status Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving loans Revolving loans converted to term loans Total (Dollars in thousands) Commercial and industrial 30-59 days $ - $ - $ 7 $ 88 $ - $ - $ - $ 126 $ 221 60-89 days - - - - - 74 - - 74 Greater than 90 days - 104 3 10 1,383 655 - - 2,155 Total past due - 104 10 98 1,383 729 - 126 2,450 Current 198,172 331,720 91,088 61,921 60,214 22,847 - 43,999 809,961 Total $ 198,172 $ 331,824 $ 91,098 $ 62,019 $ 61,597 $ 23,576 $ - $ 44,125 $ 812,411 Greater than 90 days and accruing $ - $ - $ 3 $ - $ - $ - $ - $ - $ 3 Commercial and industrial lines of credit 30-59 days $ - $ - $ - $ - $ - $ - $ 2,086 $ - $ 2,086 60-89 days - - - - - - 784 - 784 Greater than 90 days - - - - - - 11,765 - 11,765 Total past due - - - - - - 14,635 - 14,635 Current - - - - - - 773,029 - 773,029 Total $ - $ - $ - $ - $ - $ - $ 787,664 $ - $ 787,664 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ 2,160 $ - $ 2,160 Energy 30-59 days $ - $ 1,469 $ - $ - $ - $ - $ - $ - $ 1,469 60-89 days - - - - - - - - - Greater than 90 days - - - - - - 5,894 - 5,894 Total past due - 1,469 - - - - 5,894 - 7,363 Current 7,445 900 264 44 10 - 216,764 210 225,637 Total $ 7,445 $ 2,369 $ 264 $ 44 $ 10 $ - $ 222,658 $ 210 $ 233,000 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - As of June 30, 2022 Amortized Cost Basis by Origination Year and Past Due Status Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving loans Revolving loans converted to term loans Total (Dollars in thousands) Commercial real estate 30-59 days $ - $ 9,662 $ - $ - $ - $ - $ - $ - $ 9,662 60-89 days - - - - 77 - - - 77 Greater than 90 days - - - - - - - 2,983 2,983 Total past due - 9,662 - - 77 - - 2,983 12,722 Current 230,626 296,060 153,212 114,809 78,523 84,941 330,625 134,375 1,423,171 Total $ 230,626 $ 305,722 $ 153,212 $ 114,809 $ 78,600 $ 84,941 $ 330,625 $ 137,358 $ 1,435,893 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - Construction and land development 30-59 days $ - $ - $ - $ 2,097 $ - $ - $ - $ - $ 2,097 60-89 days - - - - - - - - - Greater than 90 days - - - - - - - - - Total past due - - - 2,097 - - - - 2,097 Current 122,363 257,586 131,909 49,042 3,751 4,503 13,164 - 582,318 Total $ 122,363 $ 257,586 $ 131,909 $ 51,139 $ 3,751 $ 4,503 $ 13,164 $ - $ 584,415 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - Residential real estate 30-59 days $ - $ 121 $ - $ - $ - $ - $ - $ - $ 121 60-89 days - - - - - - - - - Greater than 90 days - - - - - - - - - Total past due - 121 - - - - - - 121 Current 38,134 82,578 124,730 47,354 40,803 36,793 626 198 371,216 Total $ 38,134 $ 82,699 $ 124,730 $ 47,354 $ 40,803 $ 36,793 $ 626 $ 198 $ 371,337 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - As of June 30, 2022 Amortized Cost Basis by Origination Year and Past Due Status Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving loans Revolving loans converted to term loans Total (Dollars in thousands) Multifamily real estate 30-59 days $ - $ - $ - $ - $ - $ - $ - $ - $ - 60-89 days - - - - - - - - - Greater than 90 days - - - - - - - - - Total past due - - - - - - - - - Current 58,346 28,407 5,424 12,070 3,115 1,901 123,802 16,576 249,641 Total $ 58,346 $ 28,407 $ 5,424 $ 12,070 $ 3,115 $ 1,901 $ 123,802 $ 16,576 $ 249,641 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - Consumer 30-59 days $ - $ 44 $ - $ - $ - $ - $ - $ - $ 44 60-89 days - - - - - - - - - Greater than 90 days - - - - - - - - - Total past due - 44 - - - - - - 44 Current 1,811 2,647 1,975 233 114 10 47,039 - 53,829 Total $ 1,811 $ 2,691 $ 1,975 $ 233 $ 114 $ 10 $ 47,039 $ - $ 53,873 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - Total 30-59 days $ - $ 11,296 $ 7 $ 2,185 $ - $ - $ 2,086 $ 126 $ 15,700 60-89 days - - - - 77 74 784 - 935 Greater than 90 days - 104 3 10 1,383 655 17,659 2,983 22,797 Total past due - 11,400 10 2,195 1,460 729 20,529 3,109 39,432 Current 656,897 999,898 508,602 285,473 186,530 150,995 1,505,049 195,358 4,488,802 Total $ 656,897 $ 1,011,298 $ 508,612 $ 287,668 $ 187,990 $ 151,724 $ 1,525,578 $ 198,467 $ 4,528,234 Greater than 90 days and accruing $ - $ - $ 3 $ - $ - $ - $ 2,160 $ - $ 2,163 As of December 31, 2021 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Total Past Due Current Total Loans Receivable Loans >= 90 Days and Accruing (Dollars in thousands) Commercial and industrial $ 183 $ 499 $ 1,037 $ 1,719 $ 1,399,962 $ 1,401,681 $ 90 Energy - - 4,644 4,644 274,216 278,860 - Commercial real estate 85 992 - 1,077 1,280,018 1,281,095 - Construction and land development 966 117 - 1,083 577,675 578,758 - Residential and multifamily real estate 437 151 - 588 600,228 600,816 - PPP - - - - 64,805 64,805 - Consumer - 99 - 99 63,506 63,605 - $ 1,671 $ 1,858 $ 5,681 $ 9,210 $ 4,260,410 $ 4,269,620 $ 90
Loans, Impaired	As of June 30, 2022 Loan Segment and Collateral Description Amortized Cost of Collateral Dependent Loans Related Allowance for Credit Losses Amortized Cost of Collateral Dependent Loans with no related Allowance (Dollars in thousands) Commercial and Industrial All business assets $ 5,010 $ 103 $ 4,906 Commercial and Industrial Lines of Credit All business assets 9,626 - 9,626 Energy Oil and natural gas properties 5,894 - 5,894 Commercial Real Estate Commercial real estate properties 3,978 77 3,901 $ 24,508 $ 180 $ 24,327 As of December 31, 2021 Commercial and Industrial Energy Commercial Real Estate Construction and Land Development Residential and Multifamily Real Estate PPP Consumer Total (Dollars in thousands) Period end allowance for loan losses allocated to: Individually evaluated for impairment $ 333 $ 2,100 $ 3,164 $ - $ - $ - $ - $ 5,597 Collectively evaluated for impairment 20,019 7,129 15,955 3,749 5,598 - 328 52,778 Ending balance $ 20,352 $ 9,229 $ 19,119 $ 3,749 $ 5,598 $ - $ 328 $ 58,375 Allocated to loans: Individually evaluated for impairment $ 5,739 $ 16,204 $ 31,597 $ - $ 3,387 $ - $ - $ 56,927 Collectively evaluated for impairment 1,395,942 262,656 1,249,498 578,758 597,429 64,805 63,605 4,212,693 Ending balance $ 1,401,681 $ 278,860 $ 1,281,095 $ 578,758 $ 600,816 $ 64,805 $ 63,605 $ 4,269,620 As of December 31, 2021 Recorded Balance Unpaid Principal Balance Specific Allowance (Dollars in thousands) Loans without a specific valuation Commercial and industrial $ 4,659 $ 4,740 $ - Energy 3,509 7,322 - Commercial real estate 1,729 1,729 - Construction and land development - - - Residential and multifamily real estate 3,387 3,387 - PPP - - - Consumer - - - Loans with a specific valuation Commercial and industrial 1,080 1,080 333 Energy 12,695 17,977 2,100 Commercial real estate 29,868 30,854 3,164 Construction and land development - - - Residential and multifamily real estate - - - PPP - - - Consumer - - - Total Commercial and industrial 5,739 5,820 333 Energy 16,204 25,299 2,100 Commercial real estate 31,597 32,583 3,164 Construction and land development - - - Residential and multifamily real estate 3,387 3,387 - PPP - - - Consumer - - - $ 56,927 $ 67,089 $ 5,597
Loans, Nonaccrual	As of June 30, 2022 Amortized Cost Basis by Origination Year and On Non-accrual Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving loans Revolving loans converted to term loans Total Non- accrual Loans Non-accrual Loans with no related Allowance (Dollars in thousands) Commercial and industrial $ - $ 994 $ - $ 21 $ 1,397 $ 738 $ - $ 1,868 $ 5,018 $ 4,906 Commercial and industrial lines of credit - - - - - - 9,605 - 9,605 9,605 Energy - - - - - - 5,894 - 5,894 698 Commercial real estate - 2,498 292 - 77 1,109 - 2,983 6,959 6,882 Construction and land development - - - - - - - - - - Residential real estate - - - - - - - 198 198 198 Multifamily real estate - - - - - - - - - - Consumer - - - - - - - - - - Total $ - $ 3,492 $ 292 $ 21 $ 1,474 $ 1,847 $ 15,499 $ 5,049 $ 27,674 $ 22,289 December 31, 2021 (Dollars in thousands) Commercial and industrial $ 4,858 Energy 16,148 Commercial real estate 10,222 Construction and land development - Residential and multifamily real estate 204 PPP - Consumer - Total non-accrual loans $ 31,432

Disclosures about Fair Value of Financial Instruments - Unobservable Inputs (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Fair Value, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent loans	$ 24,328	$ 38,046
Foreclosed assets held-for-sale	1,588	1,148
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent loans	24,328	38,046
Foreclosed assets held-for-sale	1,588	1,148
Level 3 \| Fair Value, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent loans	24,328	38,046
Foreclosed assets held-for-sale	$ 1,588	$ 1,148
Level 3 \| Marketability discount \| Market comparable properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans, measurement input	(22)
Foreclosed assets held-for-sale, measurement input	(11)
Level 3 \| Marketability discount \| Market comparable properties \| Fair Value, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans, measurement input		(26)
Foreclosed assets held-for-sale, measurement input		(10)
Level 3 \| Marketability discount \| Market comparable properties \| Minimum \| Fair Value, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans, measurement input	0	7
Level 3 \| Marketability discount \| Market comparable properties \| Maximum \| Fair Value, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans, measurement input	100	100

Nature of Operations and Summary of Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2022
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Schedule of Accounting Pronouncements Adopted and Not Yet Adopted	January 1, 2022 As Reported under ASU 2016-13 Pre-ASU 2016-13 Impact of ASU 2016-13 Adoption (Dollars in thousands) Assets: Loans (outstanding balance) Commercial and Industrial $ 843,024 $ 1,401,681 $ (558,657) Commercial and Industrial lines of credit 617,398 - 617,398 Energy 278,579 278,860 (281) Commercial real estate 1,278,479 1,281,095 (2,616) Construction and land development 574,852 578,758 (3,906) Residential real estate 360,046 600,816 (240,770) Multifamily real estate 240,230 - 240,230 PPP - 64,805 (64,805) Consumer 63,605 63,605 - Gross Loans 4,256,213 4,269,620 (13,407) Net deferred loan fees and costs - 13,407 (13,407) Allowance for credit losses on loans 56,628 58,375 (1,747) Loans, net of the allowance for credit losses on loans 4,199,585 4,197,838 1,747 Deferred tax asset $ 13,647 $ 14,474 $ (827) Liabilities Allowance for credit losses on off-balance sheet exposures $ 5,184 $ - $ 5,184 Stockholders' equity Retained earnings $ 144,489 $ 147,099 $ (2,610) January 1, 2022 As Reported under ASU 2016-02 Pre-ASU 2016-02 Impact of ASU 2016-02 Adoption (Dollars in thousands) Assets: Right-of-use asset $ 23,589 $ - $ 23,589 Liabilities: Lease incentive - 2,125 (2,125) Accrued rent payable - 904 (904) Lease liability $ 26,618 $ - $ 26,618

Securities - Amortized Cost and Fair Value by Maturity Date (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Amortized cost
Within one year	$ 796
After one to five years	5,269
After five to ten years	105,566
After ten years	652,943
Total available-for-sale securities	764,574	$ 716,952
Estimated fair value
Within one year	805
After one to five years	5,419
After five to ten years	106,084
After ten years	583,339
Total	$ 695,647	745,969
Weighted average yield
Within one year	3.44%
After one to five years	4.15%
After five to ten years	3.34%
After ten years	2.51%
Total	2.64%
Mortgage-backed - GSE residential
Amortized cost
After one to five years	$ 24
After five to ten years	117
After ten years	178,978
Total available-for-sale securities	179,119	161,675
Estimated fair value
After one to five years	24
After five to ten years	117
After ten years	160,628
Total	$ 160,769	161,710
Weighted average yield
After one to five years	4.71%
After five to ten years	4.03%
After ten years	2.00%
Total	2.00%
Collateralized mortgage obligations - GSE residential
Amortized cost
After five to ten years	$ 2,386
After ten years	11,225
Total available-for-sale securities	13,611	18,130
Estimated fair value
After five to ten years	2,338
After ten years	10,873
Total	$ 13,211	18,431
Weighted average yield
After five to ten years	2.77%
After ten years	2.19%
Total	2.29%
State and political subdivisions
Amortized cost
Within one year	$ 796
After one to five years	4,746
After five to ten years	98,444
After ten years	462,740
Total available-for-sale securities	566,726	532,906
Estimated fair value
Within one year	805
After one to five years	4,871
After five to ten years	99,175
After ten years	411,838
Total	$ 516,689	561,468
Weighted average yield
Within one year	3.44%
After one to five years	3.89%
After five to ten years	3.31%
After ten years	2.72%
Total	2.83%
Corporate bonds
Amortized cost
After one to five years	$ 499
After five to ten years	4,619
Total available-for-sale securities	5,118	4,241
Estimated fair value
After one to five years	524
After five to ten years	4,454
Total	$ 4,978	$ 4,360
Weighted average yield
After one to five years	6.63%
After five to ten years	4.29%
Total	4.52%

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Earnings per Share
Net income available to common stockholders	$ 15,545	$ 15,577	$ 32,373	$ 27,612
Weighted average common shares (in shares)	49,758,263	51,466,885	50,003,418	51,561,519
Earnings per share (in dollars per share)	$ 0.31	$ 0.30	$ 0.65	$ 0.54
Dilutive Earnings Per Share
Net income available to common stockholders	$ 15,545	$ 15,577	$ 32,373	$ 27,612
Weighted average common shares (in shares)	49,758,263	51,466,885	50,003,418	51,561,519
Effect of dilutive shares (in shares)	445,462	742,656	558,450	733,463
Weighted average dilutive common shares (in shares)	50,203,725	52,209,541	50,561,868	52,294,982
Diluted earnings per share (in dollars per share)	$ 0.31	$ 0.30	$ 0.64	$ 0.53
Stock-based awards not included because to do so would be antidilutive (in shares)	711,375	417,950	450,541	639,887

Loans and Allowance for Loan Losses ("ALLL") - Internal Risk Ratings (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
2022	$ 656,897
2021	1,011,298
2020	508,612
2019	287,668
2018	187,990
2017 and Prior	151,724
Revolving loans	1,525,578
Revolving loans converted to term loans	198,467
Total Loans Receivable	4,528,234	$ 4,256,213
Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	3,492
2020	292
2019	21
2018	1,474
2017 and Prior	1,847
Revolving loans	15,499
Revolving loans converted to term loans	5,049
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	645,031
2021	965,406
2020	490,649
2019	283,872
2018	177,928
2017 and Prior	149,467
Revolving loans	1,447,643
Revolving loans converted to term loans	139,003
Total Loans Receivable	4,298,999
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,185
2021	39,092
2020	14,488
2019	1,485
2018	7,812
2017 and Prior	361
Revolving loans	47,633
Revolving loans converted to term loans	36,746
Total Loans Receivable	148,802
Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	10,681
2021	3,308
2020	3,183
2019	2,290
2018	776
2017 and Prior	49
Revolving loans	14,803
Revolving loans converted to term loans	17,669
Total Loans Receivable	52,759
Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	3,492
2020	292
2019	21
2018	1,474
2017 and Prior	1,847
Revolving loans	13,355
Revolving loans converted to term loans	5,049
Total Loans Receivable	25,530
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	2,144
Revolving loans converted to term loans	0
Total Loans Receivable	2,144
Commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2022	198,172
2021	331,824
2020	91,098
2019	62,019
2018	61,597
2017 and Prior	23,576
Revolving loans	0
Revolving loans converted to term loans	44,125
Total Loans Receivable	812,411	843,024
Commercial \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	994
2020	0
2019	21
2018	1,397
2017 and Prior	738
Revolving loans	0
Revolving loans converted to term loans	1,868
Commercial \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	197,451
2021	330,830
2020	76,610
2019	58,648
2018	59,121
2017 and Prior	22,720
Revolving loans	0
Revolving loans converted to term loans	22,166
Total Loans Receivable	767,546
Commercial \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	721
2021	0
2020	14,488
2019	1,060
2018	313
2017 and Prior	69
Revolving loans	0
Revolving loans converted to term loans	3,414
Total Loans Receivable	20,065
Commercial \| Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	2,290
2018	766
2017 and Prior	49
Revolving loans	0
Revolving loans converted to term loans	16,677
Total Loans Receivable	19,782
Commercial \| Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	994
2020	0
2019	21
2018	1,397
2017 and Prior	738
Revolving loans	0
Revolving loans converted to term loans	1,868
Total Loans Receivable	5,018
Commercial \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Commercial line of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	787,664
Revolving loans converted to term loans	0
Total Loans Receivable	787,664	617,398
Commercial line of credit \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	9,605
Revolving loans converted to term loans	0
Commercial line of credit \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	734,130
Revolving loans converted to term loans	0
Total Loans Receivable	734,130
Commercial line of credit \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	35,139
Revolving loans converted to term loans	0
Total Loans Receivable	35,139
Commercial line of credit \| Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	8,790
Revolving loans converted to term loans	0
Total Loans Receivable	8,790
Commercial line of credit \| Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	9,605
Revolving loans converted to term loans	0
Total Loans Receivable	9,605
Commercial line of credit \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Energy
Financing Receivable, Credit Quality Indicator [Line Items]
2022	7,445
2021	2,369
2020	264
2019	44
2018	10
2017 and Prior	0
Revolving loans	222,658
Revolving loans converted to term loans	210
Total Loans Receivable	233,000	278,579
Energy \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	5,894
Revolving loans converted to term loans	0
Energy \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	7,445
2021	900
2020	264
2019	44
2018	0
2017 and Prior	0
Revolving loans	198,257
Revolving loans converted to term loans	210
Total Loans Receivable	207,120
Energy \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	1,469
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	12,494
Revolving loans converted to term loans	0
Total Loans Receivable	13,963
Energy \| Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	10
2017 and Prior	0
Revolving loans	6,013
Revolving loans converted to term loans	0
Total Loans Receivable	6,023
Energy \| Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	3,750
Revolving loans converted to term loans	0
Total Loans Receivable	3,750
Energy \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	2,144
Revolving loans converted to term loans	0
Total Loans Receivable	2,144
Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	230,626
2021	305,722
2020	153,212
2019	114,809
2018	78,600
2017 and Prior	84,941
Revolving loans	330,625
Revolving loans converted to term loans	137,358
Total Loans Receivable	1,435,893	1,278,479
Commercial real estate \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	2,498
2020	292
2019	0
2018	77
2017 and Prior	1,109
Revolving loans	0
Revolving loans converted to term loans	2,983
Commercial real estate \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	219,481
2021	273,536
2020	152,920
2019	114,384
2018	71,024
2017 and Prior	83,540
Revolving loans	330,625
Revolving loans converted to term loans	100,089
Total Loans Receivable	1,345,599
Commercial real estate \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	464
2021	29,688
2020	0
2019	425
2018	7,499
2017 and Prior	292
Revolving loans	0
Revolving loans converted to term loans	33,294
Total Loans Receivable	71,662
Commercial real estate \| Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	10,681
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	992
Total Loans Receivable	11,673
Commercial real estate \| Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	2,498
2020	292
2019	0
2018	77
2017 and Prior	1,109
Revolving loans	0
Revolving loans converted to term loans	2,983
Total Loans Receivable	6,959
Commercial real estate \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Construction and land development
Financing Receivable, Credit Quality Indicator [Line Items]
2022	122,363
2021	257,586
2020	131,909
2019	51,139
2018	3,751
2017 and Prior	4,503
Revolving loans	13,164
Revolving loans converted to term loans	0
Total Loans Receivable	584,415	574,852
Construction and land development \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Construction and land development \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	122,363
2021	249,651
2020	131,909
2019	51,139
2018	3,751
2017 and Prior	4,503
Revolving loans	13,164
Revolving loans converted to term loans	0
Total Loans Receivable	576,480
Construction and land development \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	7,935
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	7,935
Construction and land development \| Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Construction and land development \| Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Construction and land development \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	38,134
2021	82,699
2020	124,730
2019	47,354
2018	40,803
2017 and Prior	36,793
Revolving loans	626
Revolving loans converted to term loans	198
Total Loans Receivable	371,337	360,046
Residential real estate \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	198
Residential real estate \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	38,134
2021	79,391
2020	121,547
2019	47,354
2018	40,803
2017 and Prior	36,793
Revolving loans	626
Revolving loans converted to term loans	0
Total Loans Receivable	364,648
Residential real estate \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Residential real estate \| Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	3,308
2020	3,183
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	6,491
Residential real estate \| Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	198
Total Loans Receivable	198
Residential real estate \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Multifamily real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	58,346
2021	28,407
2020	5,424
2019	12,070
2018	3,115
2017 and Prior	1,901
Revolving loans	123,802
Revolving loans converted to term loans	16,576
Total Loans Receivable	249,641	240,230
Multifamily real estate \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Multifamily real estate \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	58,346
2021	28,407
2020	5,424
2019	12,070
2018	3,115
2017 and Prior	1,901
Revolving loans	123,802
Revolving loans converted to term loans	16,538
Total Loans Receivable	249,603
Multifamily real estate \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	38
Total Loans Receivable	38
Multifamily real estate \| Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Multifamily real estate \| Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Multifamily real estate \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,811
2021	2,691
2020	1,975
2019	233
2018	114
2017 and Prior	10
Revolving loans	47,039
Revolving loans converted to term loans	0
Total Loans Receivable	53,873	$ 63,605
Consumer \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Consumer \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,811
2021	2,691
2020	1,975
2019	233
2018	114
2017 and Prior	10
Revolving loans	47,039
Revolving loans converted to term loans	0
Total Loans Receivable	53,873
Consumer \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Consumer \| Substandard \| Accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Consumer \| Substandard \| Non-accrual
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Consumer \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	$ 0

Disclosures about Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2022
Disclosures about Fair Value of Financial Instruments [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following list presents the assets and liabilities recognized in the accompanying Condensed Consolidated Balance Sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and December 31, 2021: Fair Value Description Valuation Hierarchy Level Where Fair Value Balance Can Be Found Available-for- Sale Securities and CRA Equity Security Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows. Level 2 Note 3: Securities Derivatives Fair value of the interest rate swaps is obtained from independent pricing services based on quoted market prices for similar derivative contracts. Level 2 Note 5: Derivatives and Hedging
Fair Value Measurements, Nonrecurring	The following tables present assets measured at fair value on a non-recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2022 and December 31, 2021: June 30, 2022 Fair Value Measurements Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) (Dollars in thousands) Collateral-dependent loans $ 24,328 $ - $ - $ 24,328 Foreclosed assets held-for-sale $ 1,588 $ - $ - $ 1,588 December 31, 2021 Fair Value Measurements Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) (Dollars in thousands) Collateral-dependent impaired loans $ 38,046 $ - $ - $ 38,046 Foreclosed assets held-for-sale $ 1,148 $ - $ - $ 1,148
Fair Value, Assets Measured on Nonrecurring Basis, Unobservable Input Reconciliation	The following tables present quantitative information about unobservabl e inputs used in non-recurring Level 3 fair value measurements at June 30, 2022 and December 31, 2021: June 30, 2022 Fair Value Valuation Techniques Unobservable Inputs Range (Weighted Average) (Dollars in thousands) $ Market comparable properties Marketability discount - % - 100 % Collateral dependent loans 24,328 ( 22 )% $ Market comparable properties Marketability discount Foreclosed assets held-for-sale 1,588 ( 11 )% December 31, 2021 Fair Value Valuation Techniques Unobservable Inputs Range (Weighted Average) (Dollars in thousands) $ Market comparable properties Marketability discount 7 % - 100 % Collateral-dependent impaired loans 38,046 ( 26 )% $ Market comparable properties Marketability discount Foreclosed assets held-for-sale 1,148 ( 10 )%
Fair Value, by Balance Sheet Grouping	The following tables present the estimated fair values of the Company’s financial instruments at June 30, 2022 and December 31, 2021: June 30, 2022 Carrying Fair Value Measurements Amount Level 1 Level 2 Level 3 Total (Dollars in thousands) Financial Assets Cash and cash equivalents $ 277,678 $ 277,678 $ - $ - $ 277,678 Available-for-sale securities 695,647 - 695,647 - 695,647 Loans, net of allowance for credit losses 4,472,417 - - 4,451,704 4,451,704 Restricted equity securities 14,946 - - 14,946 14,946 Interest receivable 17,909 - 17,909 - 17,909 Equity securities 3,513 - 2,047 1,466 3,513 Derivative assets 9,348 - 9,348 - 9,348 $ 5,491,458 $ 277,678 $ 724,951 $ 4,468,116 $ 5,470,745 Financial Liabilities Deposits $ 4,744,420 $ 1,163,462 $ - $ 3,453,569 $ 4,617,031 Federal Home Loan Bank line of credit 140,000 - 140,000 - 140,000 Federal Home Loan Bank advances 156,600 - 153,781 - 153,781 Other borrowings 1,041 - 2,028 - 2,028 Interest payable 1,249 - 1,249 - 1,249 Derivative liabilities 5,875 - 5,875 - 5,875 $ 5,049,185 $ 1,163,462 $ 302,933 $ 3,453,569 $ 4,919,964 December 31, 2021 Carrying Fair Value Measurements Amount Level 1 Level 2 Level 3 Total (Dollars in thousands) Financial Assets Cash and cash equivalents $ 482,727 $ 482,727 $ - $ - $ 482,727 Available-for-sale securities 745,969 - 745,969 - 745,969 Loans, net of allowance for loan losses 4,197,838 - - 4,178,268 4,178,268 Restricted equity securities 11,927 - - 11,927 11,927 Interest receivable 16,023 - 16,023 - 16,023 Equity securities 2,642 - 2,209 433 2,642 Derivative assets 11,308 - 11,308 - 11,308 $ 5,468,434 $ 482,727 $ 775,509 $ 4,190,628 $ 5,448,864 Financial Liabilities Deposits $ 4,683,597 $ 1,163,224 $ - $ 3,482,218 $ 4,645,442 Federal Home Loan Bank advances 236,600 - 241,981 - 241,981 Other borrowings 1,009 - 2,318 - 2,318 Interest payable 1,336 - 1,336 - 1,336 Derivative liabilities 11,887 - 11,887 - 11,887 $ 4,934,429 $ 1,163,224 $ 257,522 $ 3,482,218 $ 4,902,964

Securities - Narrative (Details)	6 Months Ended
Securities - Narrative (Details)	Jun. 30, 2022 USD ($)
Debt and Equity Securities, FV-NI [Line Items]
Accrued interest	$ 6,000,000
Unrealized Gain (Loss)	0
Allowance for Credit Loss	0
Mutual Fund [Member]
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	2,000,000
Private Equity Funds [Member]
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 1,000

Derivatives and Hedging - Outstanding Derivatives (Details) - Interest Rate Swap [Member] $ in Millions	Jun. 30, 2022 USD ($) Item	Dec. 31, 2021 USD ($) Item
Not Designated as Hedging Instrument
Derivative [Line Items]
Number of Instruments \| Item	52	54
Notional Amount \| $	$ 521	$ 535
Designated as Hedging Instrument [Member]
Derivative [Line Items]
Number of Instruments \| Item	5	5
Notional Amount \| $	$ 100	$ 100

Leases - Future minimum commitments (Details) $ in Thousands	Jun. 30, 2022 USD ($)
Future minimum commitments due under these lease agreements
Remainder of 2022	$ 1,502
2023	3,070
2024	2,793
2025	2,804
2026	2,836
Thereafter	15,243
Total lease payments	28,248
Less imputed interest	3,362
Lease liability	24,886
Finance Lease, Liability, to be Paid [Abstract]
Remainder of 2022	245
2023	490
2024	490
2025	490
2026	490
Thereafter	8,823
Total lease payments	11,028
Less imputed interest	3,302
Total	$ 7,726

Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands

6 Months Ended

Jun. 30, 2022

Jun. 30, 2021

Operating Activities

Net income

$ 32,373

$ 27,612

Items not requiring (providing) cash

Depreciation and amortization

2,474

2,715

Provision for Credit Losses

^[1]

1,510

11,000

Accretion of discounts and amortization of premiums on securities

2,192

2,624

Stock based compensation

2,235

2,224

Foreclosed asset impairment

630

Deferred income taxes

2,557

1,235

Net increase in bank owned life insurance

(795)

(2,661)

Net realized (gains) on available-for-sale securities

Changes in

Interest receivable

(1,886)

1,420

Other assets

3,780

(2,160)

Other liabilities

(21,268)

(3,151)

Net cash provided by operating activities

23,210

41,491

Investing Activities

Net change in loans

(274,206)

193,151

Purchases of available-for-sale securities

(73,399)

(124,570)

Proceeds from maturities of available-for-sale securities

22,513

60,773

Proceeds from the sale of foreclosed assets

237

Purchase of premises and equipment

(1,135)

(152)

Proceeds from the sale of premises and equipment and related insurance claims

108

Purchase of restricted equity securities

(4,208)

Proceeds from sale of restricted equity securities

1,544

2,539

Proceeds from death benefit on bank owned life insurance

3,483

Net cash used in investing activities

(328,641)

135,332

Financing Activities

Net decrease in demand deposits, savings, NOW and money market accounts

(47,861)

(98,678)

Net increase (decrease) in time deposits

108,684

(239,435)

Net increase (decrease) in fed funds purchased and repurchase agreements

(2,306)

Proceeds from Federal Home Loan Bank advances

50,000

Repayment of Federal Home Loan Bank advances

(130,000)

(10,000)

Net proceeds (repayments) of Federal Home Loan Bank line of credit

140,000

Issuance of common shares, net of issuance cost

170

Proceeds from employee stock purchase plan

364

172

Repurchase of common stock

(20,154)

(13,939)

Acquisition of common stock for tax withholding obligations

(833)

(670)

Net decrease in employee receivables

Net cash provided by (used in) financing activities

100,382

(364,819)

(Decrease) in Cash and Cash Equivalents

(205,049)

(187,996)

Cash and Cash Equivalents, Beginning of Period

482,727

408,810

Cash and Cash Equivalents, End of Period

277,678

220,814

Supplemental Cash Flows Information

Interest paid

10,862

13,687

Income taxes paid

$ 3,880

$ 4,270

[1]

For the three-

and six-months ended June 30, 2021, this line represents the provision

for loan and lease losses. See further

discussion of this change in “Note 1: Nature of Operations and Summary of Significant Accounting Policies”

in the Notes to

Condensed Consolidated Financial Statements (unaudited).

Stock Warrants	6 Months Ended
Stock Warrants	Jun. 30, 2022
Stock warrants [Abstract]
Stock Warrants	Note 15: Stock Warrants During the six-month period ended June 30, 2022, 33,500 warrants were exercised at a strike price of $ 5.00 per share and 33,500 common shares were issued. The Company had 80,000 and 113,500 outstanding, fully vested warrants to purchase common stock at a strike price of $ 5.00 per share as of June 30, 2022 and December 31, 2021, respectively. The 80,000 warrants expire on April 26, 2023.

Legal and Regulatory Proceedings	6 Months Ended
Legal and Regulatory Proceedings	Jun. 30, 2022
Legal and Regulatory Proceedings [Abstract]
Legal and Regulatory Proceedings	Note 13: Legal and Regulatory Proceedings We accrue estimates for resolution of any legal and other contingencies when losses are probable and reasonably estimable in accordance with ASC 450, Contingencies ("ASC 450"). No less than quarterly, and as facts and circumstances change, we review the status of each significant matter underlying a legal proceeding or claim and assess our potential financial exposure. The Company establishes reserves for litigation-related matters when it is probable that a loss associated with a claim or proceeding has been incurred and the amount of the loss can be reasonably estimated. If the assessment indicates that a potentially material loss contingency is not probable, but is reasonably possible, or is probable but cannot be estimated, then the nature of the contingent liability, together with an estimate of the range of possible loss if determinable and material, would be disclosed. Loss contingencies considered remote are generally not disclosed unless they involve guarantees, in which case the nature of the guarantee would be disclosed. Significant judgment is required in both the determination of probability and the determination as to whether the amount of an exposure is reasonably estimable, and accruals are based only on the information available to our management at the time the judgment is made, which may prove to be incomplete or inaccurate or unanticipated events and circumstances may occur that might cause us to change those estimates and assumptions. Furthermore, the outcome of legal proceedings is inherently uncertain, and we may incur substantial defense costs and expenses defending any of these matters. Should any one or a combination of more than one of these proceedings be successful, or should we determine to settle any one or a combination of these matters, we may be required to pay substantial sums, become subject to the entry of an injunction or be forced to change the manner in which we operate our business, which could have a material adverse impact on our business, results of operations, cash flows or financial condition. The Company paid $ 2.3 million in employee separation costs. The Company’s insurance carriers agreed to cover $ 1.2 million of these settlement costs. The remaining $ 1.1 million was expensed during the three-month period ended June 30, 2022. The reimbursement receivable is located in “Other assets” on the Condensed Consolidated Balance Sheet for the period ended June 30, 2022. The Company is subject to various other legal proceedings and claims that arise primarily in the ordinary course of business. At this time, we do not believe the range of potential losses will have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Company.

Loans and Allowance for Loan Losses ("ALLL") - Collateral Dependent Loans (Details) - Asset Pledged as Collateral [Member] $ in Thousands	Jun. 30, 2022 USD ($)
Financing Receivable, Impaired [Line Items]
Amortized Cost of Collateral Dependent Loans	$ 24,508
Related Allowance for Credit Losses	180
Amortized Cost of Collateral Dependent Loans with no related Allowance	24,327
Commercial and Industrial
Financing Receivable, Impaired [Line Items]
Amortized Cost of Collateral Dependent Loans	5,010
Related Allowance for Credit Losses	103
Amortized Cost of Collateral Dependent Loans with no related Allowance	4,906
Commercial and Industrial lines of credit
Financing Receivable, Impaired [Line Items]
Amortized Cost of Collateral Dependent Loans	9,626
Related Allowance for Credit Losses	0
Amortized Cost of Collateral Dependent Loans with no related Allowance	9,626
Energy
Financing Receivable, Impaired [Line Items]
Amortized Cost of Collateral Dependent Loans	5,894
Related Allowance for Credit Losses	0
Amortized Cost of Collateral Dependent Loans with no related Allowance	5,894
Commercial real estate
Financing Receivable, Impaired [Line Items]
Amortized Cost of Collateral Dependent Loans	3,978
Related Allowance for Credit Losses	77
Amortized Cost of Collateral Dependent Loans with no related Allowance	$ 3,901

Loans and Allowance for Loan Losses ("ALLL") - Non-Accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Nonaccrual [Line Items]
2022	$ 656,897
2021	1,011,298
2020	508,612
2019	287,668
2018	187,990
2017 and Prior	151,724
Revolving loans	1,525,578
Revolving loans converted to term loans	198,467
Total non-accrual loans		$ 31,432
Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	3,492
2020	292
2019	21
2018	1,474
2017 and Prior	1,847
Revolving loans	15,499
Revolving loans converted to term loans	5,049
Total non-accrual loans	27,674
Nonaccrual Loans with no related Allowance	22,289
Commercial and Industrial
Financing Receivable, Nonaccrual [Line Items]
2022	198,172
2021	331,824
2020	91,098
2019	62,019
2018	61,597
2017 and Prior	23,576
Revolving loans	0
Revolving loans converted to term loans	44,125
Total non-accrual loans		4,858
Commercial and Industrial \| Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	994
2020	0
2019	21
2018	1,397
2017 and Prior	738
Revolving loans	0
Revolving loans converted to term loans	1,868
Total non-accrual loans	5,018
Nonaccrual Loans with no related Allowance	4,906
Commercial and Industrial lines of credit
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	787,664
Revolving loans converted to term loans	0
Commercial and Industrial lines of credit \| Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	9,605
Revolving loans converted to term loans	0
Total non-accrual loans	9,605
Nonaccrual Loans with no related Allowance	9,605
Energy
Financing Receivable, Nonaccrual [Line Items]
2022	7,445
2021	2,369
2020	264
2019	44
2018	10
2017 and Prior	0
Revolving loans	222,658
Revolving loans converted to term loans	210
Total non-accrual loans		16,148
Energy \| Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	5,894
Revolving loans converted to term loans	0
Total non-accrual loans	5,894
Nonaccrual Loans with no related Allowance	698
Commercial real estate
Financing Receivable, Nonaccrual [Line Items]
2022	230,626
2021	305,722
2020	153,212
2019	114,809
2018	78,600
2017 and Prior	84,941
Revolving loans	330,625
Revolving loans converted to term loans	137,358
Total non-accrual loans		10,222
Commercial real estate \| Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	2,498
2020	292
2019	0
2018	77
2017 and Prior	1,109
Revolving loans	0
Revolving loans converted to term loans	2,983
Total non-accrual loans	6,959
Nonaccrual Loans with no related Allowance	6,882
Construction and land development
Financing Receivable, Nonaccrual [Line Items]
2022	122,363
2021	257,586
2020	131,909
2019	51,139
2018	3,751
2017 and Prior	4,503
Revolving loans	13,164
Revolving loans converted to term loans	0
Total non-accrual loans		0
Construction and land development \| Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total non-accrual loans	0
Nonaccrual Loans with no related Allowance	0
Residential and Multifamily Real Estate [Member]
Financing Receivable, Nonaccrual [Line Items]
Total non-accrual loans		204
Residential real estate
Financing Receivable, Nonaccrual [Line Items]
2022	38,134
2021	82,699
2020	124,730
2019	47,354
2018	40,803
2017 and Prior	36,793
Revolving loans	626
Revolving loans converted to term loans	198
Residential real estate \| Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	198
Total non-accrual loans	198
Nonaccrual Loans with no related Allowance	198
Multifamily real estate
Financing Receivable, Nonaccrual [Line Items]
2022	58,346
2021	28,407
2020	5,424
2019	12,070
2018	3,115
2017 and Prior	1,901
Revolving loans	123,802
Revolving loans converted to term loans	16,576
Multifamily real estate \| Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total non-accrual loans	0
Nonaccrual Loans with no related Allowance	0
Paycheck Protection Program ("PPP")
Financing Receivable, Nonaccrual [Line Items]
Total non-accrual loans		0
Consumer
Financing Receivable, Nonaccrual [Line Items]
2022	1,811
2021	2,691
2020	1,975
2019	233
2018	114
2017 and Prior	10
Revolving loans	47,039
Revolving loans converted to term loans	0
Total non-accrual loans		$ 0
Consumer \| Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total non-accrual loans	0
Nonaccrual Loans with no related Allowance	$ 0

Loans and Allowance for Loan Losses ("ALLL") - Allowance for loan losses - Previous GAAP (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Period end allowance for loan losses allocated to:
Individually evaluated for impairment	$ 5,597
Collectively evaluated for impairment	52,778
Ending balance	58,375	$ 75,493	$ 74,551	$ 75,295
Allocated to loans:
Individually evaluated for impairment	56,927
Collectively evaluated for impairment	4,212,693
Ending balance	4,269,620
Commercial and Industrial
Period end allowance for loan losses allocated to:
Individually evaluated for impairment	333
Collectively evaluated for impairment	20,019
Ending balance	20,352	28,433	23,464	24,693
Allocated to loans:
Individually evaluated for impairment	5,739
Collectively evaluated for impairment	1,395,942
Ending balance	1,401,681
Energy
Period end allowance for loan losses allocated to:
Individually evaluated for impairment	2,100
Collectively evaluated for impairment	7,129
Ending balance	9,229	17,849	20,292	18,341
Allocated to loans:
Individually evaluated for impairment	16,204
Collectively evaluated for impairment	262,656
Ending balance	278,860
Commercial real estate
Period end allowance for loan losses allocated to:
Individually evaluated for impairment	3,164
Collectively evaluated for impairment	15,955
Ending balance	19,119	19,181	20,609	22,354
Allocated to loans:
Individually evaluated for impairment	31,597
Collectively evaluated for impairment	1,249,498
Ending balance	1,281,095
Construction and land development
Period end allowance for loan losses allocated to:
Individually evaluated for impairment	0
Collectively evaluated for impairment	3,749
Ending balance	3,749	3,885	3,837	3,612
Allocated to loans:
Individually evaluated for impairment	0
Collectively evaluated for impairment	578,758
Ending balance	578,758
Residential and Multifamily Real Estate [Member]
Period end allowance for loan losses allocated to:
Ending balance	5,598	5,826	6,056	5,842
Allocated to loans:
Ending balance	600,816
Residential real estate
Period end allowance for loan losses allocated to:
Individually evaluated for impairment	0
Collectively evaluated for impairment	5,598
Allocated to loans:
Individually evaluated for impairment	3,387
Collectively evaluated for impairment	597,429
Paycheck Protection Program ("PPP")
Period end allowance for loan losses allocated to:
Individually evaluated for impairment	0
Collectively evaluated for impairment	0
Ending balance	0	0	0	0
Allocated to loans:
Individually evaluated for impairment	0
Collectively evaluated for impairment	64,805
Ending balance	64,805
Consumer
Period end allowance for loan losses allocated to:
Individually evaluated for impairment	0
Collectively evaluated for impairment	328
Ending balance	328	$ 319	$ 293	$ 453
Allocated to loans:
Individually evaluated for impairment	0
Collectively evaluated for impairment	63,605
Ending balance	$ 63,605

Commitments and Credit Risk (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Loss Contingencies [Line Items]
Total commitments	$ 2,286,838	$ 1,951,163
Commitments to originate loans
Loss Contingencies [Line Items]
Total commitments	274,647	118,651
Standby letters of credit
Loss Contingencies [Line Items]
Total commitments	57,797	51,114
Lines of credit
Loss Contingencies [Line Items]
Total commitments	1,949,860	1,768,231
Future lease commitments
Loss Contingencies [Line Items]
Total commitments	0	11,100
Commitments related to investment fund [Member]
Loss Contingencies [Line Items]
Total commitments	$ 4,534	$ 2,067

Nature of Operations and Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2022
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1: Nature of Operations and Summary of Significant Accounting Policies Organization and Nature of Operations CrossFirst Bankshares, Inc. (the “Company”) is a bank holding company whose principal activities are the ownership and management of its wholly-owned subsidiary, CrossFirst Bank (the “Bank”). In addition, the Bank has three subsidiaries including CrossFirst Investments, Inc. (“CFI”) that holds investments in marketable securities, CFBSA I, LLC and CFBSA II, LLC. The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers through its branches in: (i) Leawood, Kansas; (ii) Wichita, Kansas; (iii) Kansas City, Missouri; (iv) Oklahoma City, Oklahoma; (v) Tulsa, Oklahoma; (vi) Dallas, Texas; (vii) Frisco, Texas; and (viii) Phoenix, Arizona. On June 13, 2022, the Company announced its entry into an agreement under which the Bank will acquire Farmers & Stockmens Bank, the bank subsidiary of Central Bancorp, Inc. (collectively, Farmers & Stockmens Bank and Central Bancorp, Inc. are herein referred as “Central”), for approximately $ 75 million in cash. Central has branches in Colorado and New Mexico. The transaction is currently expected to close in the second half of 2022, subject to approval by Central shareholders and bank regulatory authorities, as well as the satisfaction of other customary closing conditions. Basis of Presentation The Company’s accounting and reporting policies conform to accounting principles generally accepted in the United States (“GAAP”). The consolidated financial statements include the accounts of the Company, the Bank, CFI, CFBSA I, LLC and CFBSA II, LLC. All significant intercompany accounts and transactions have been eliminated in consolidation. The condensed consolidated interim financial statements are unaudited. Certain information and footnote disclosures presented in accordance with GAAP have been condensed or omitted and should be read in conjunction with the Company’s consolidated financial statements and footnotes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 (the “2021 Form 10-K”), filed with the Securities and Exchange Commission (the “SEC”) on February 28, 2022. In the opinion of management, the interim financial statements include all adjustments which are of a normal, recurring nature necessary for the fair presentation of the financial position, results of operations, and cash flows of the Company. The consolidated financial statements have been prepared in accordance with GAAP for interim financial information and the instructions to Form 10-Q adopted by the SEC. Refer to the “accounting pronouncements implemented” below for changes in the accounting policies of the Company. No significant changes to the Company’s accounting policies, other than those mentioned under “accounting pronouncements implemented” below, have occurred since December 31, 2021, the most recent date audited financial statements were provided within the Company’s 2021 Form 10-K. Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. Use of Estimates The Company identified accounting policies and estimates that, due to the difficult, subjective or complex judgments and assumptions inherent in those policies and estimates and the potential sensitivity of the Company’s financial statements to those judgments and assumptions, are critical to an understanding of the Company’s financial condition and results of operations. Actual results could differ from those estimates. The allowance for credit losses, deferred tax asset, and fair value of financial instruments are particularly susceptible to significant change. Cash Equivalents The Company had $ 174 million of cash and cash equivalents at the Federal Reserve Bank of Kansas City as of June 30, 2022. Emerging Growth Company (“EGC”) The Company is currently an EGC. An EGC may take advantage of reduced reporting requirements and is relieved of certain other significant requirements that are otherwise generally applicable to public companies. Among the reductions and reliefs, the Company elected to extend the transition period for complying with new or revised accounting standards affecting public companies. This means that the financial statements the Company files or furnishes will not be subject to all new or revised accounting standards generally applicable to public companies for the transition period for so long as the Company remains an EGC or until the Company affirmatively and irrevocably opts out of the extended transition period under the JOBS Act. Accounting Pronouncements Implemented ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments: Background – ASU 2016-13 and its subsequent amendments provide new guidance on the impairment model for financial assets measured at amortized cost, including loans held-for-investment and off-balance sheet credit exposures. The Current Expected Credit Loss (“CECL”) model requires an estimate of expected credit losses, measured over the contractual life of an instrument, that considers forecasts of future economic conditions in addition to information about past events and current conditions. ASU 2016-13 requires new disclosures, including the use of vintage analysis on the Company’s credit quality indicators. In addition, ASU 2016-13 removes the available-for-sale (“AFS”) securities other-than-temporary-impairment model that reduced the cost basis of the investment and is replaced with an impairment model that will recognize an allowance for credit losses on available-for-sale securities. Implementation – The Company established a CECL committee to formulate and oversee the implementation process including selection, implementation, and testing of third-party software. The Company used a loss-rate ("cohort") method to estimate the expected allowance for credit losses ("ACL") for all loan pools. The cohort method identifies and captures the balance of a pool of loans with similar risk characteristics, as of a particular point in time to form a cohort, then tracks the respective losses generated by that cohort of loans over their remaining lives, or until the loans are “exhausted” (i.e., have reached an acceptable point in time at which a significant majority of all losses are expected to have been recognized). The cohort method closely aligned with the Company's incurred loss model. This allowed the Company to take advantages of the efficiencies of processes and procedures already in practice. The Company began parallel processing with the existing allowance for loan losses model during the first quarter of 2019 recalibrating inputs as necessary. The Company formulated changes to policies, procedures, disclosures, and internal controls that were necessary to transition to the new standard. A third-party completed validation of the completeness, accuracy, and reasonableness of the model in the fourth quarter of 2021. Refer to “Note 4: Loans and Allowance for Credit Losses” for additional information regarding the policies, procedures, and credit quality indicators used by the Company. Impact of adoption – The Company adopted ASU 2016-13 on January 1, 2022 using the modified retrospective approach. All disclosures as of and for the three- and six-month periods ended June 30, 2022 are presented in accordance with ASC 326, Financial Instruments-Credit Losses. The Company did not recast comparative financial periods and has presented those disclosures under previously applicable GAAP. Because the Company chose the cohort method, the model must consider net deferred fees and costs. As a result, the Company transferred the previously disclosed unearned fees into the applicable loan segments. The Company used the prospective transition approach for AFS securities for which other-than-temporary-impairment has been recognized prior to January 1, 2022. As a result, the amortized cost basis remains the same before and after the effective date of ASU 2016-13. The following table illustrates the impact of adopting ASU 2016-13 and details how outstanding loan balances have been reclassified because of changes made to the Company’s loan segments under CECL: In connection with adoption of ASU 2016-13, changes were made to the Company’s loan segments to align with the methodology applied in determining the allowance under CECL. The commercial and industrial loan portfolio was separated into term loans and lines of credit. In addition, the remaining Paycheck Protection Program (“PPP”) loans were consolidated into the commercial and industrial term loan segment due to their declining outstanding balance. The Company also separated the residential and multifamily real estate loan segments. Refer to “Note 4: Loans and Allowance for Credit Losses” for detail on the loan segments. Accounting Policies: The Company updated the below accounting policies due to adoption of ASU 2016-13: Accrued Interest - The Company made an accounting policy election to exclude accrued interest from the amortized cost basis of loans. In addition, the Company elected not to measure an allowance for credit losses for accrued interest receivable, because a timely write-off policy exists. The policy generally requires loans to be placed on non-accrual when principal or interest is 90 days or more past due unless the loan is well-secured and in the process of collection. A well-secured loan means that collateral or a guaranty has sufficient value to pay off the loan in full. When a loan is placed on non-accrual, accrued interest is reversed against interest income. The Company made a policy election to exclude accrued interest from the amortized cost basis of AFS securities. AFS securities are placed on non-accrual status when the Company no longer expects to receive all contractual amounts due, which is generally at 90 days past due. Accrued interest receivable is reversed against interest income when a security is placed on non-accrual status. Accordingly, the Company did not recognize an allowance for credit loss against accrued interest receivable. Available-for-sale Securities in an Unrealized Loss Position – For AFS securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the securities’ amortized cost basis is written down to fair value through income. For AFS securities that do not meet the criteria above, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. Management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security is compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than amortized cost basis. ASU 2016-02, Leases (Topic 842): Background – ASU 2016-02 and its subsequent amendments require lessees to recognize the assets and liabilities that arise from such leases. This represents a change from previous GAAP that did not require operating leases to be recognized on the lessees’ balance sheet. The purpose of Topic 842 is to increase transparency and comparability between organizations that enter into lease agreements. The update modifies lease disclosure requirements as well. On the lease commencement date (or on the date of adoption), a lessee is required to measure and record a lease liability equal to the present value of the remaining lease payments, discounted using an appropriate discount rate. In addition, a right-of-use asset is recorded that consists of the initial measurement of the lease liability adjusted for certain payments, including lease incentives received and initial direct costs. For operating leases, after lease commencement, the lease liability is reported at the present value of the unpaid lease payments discounted using the discount rate established at lease commencement. The lease expense is calculated by summing all future lease payments in the lease term and lease incentives not yet recognized. The sum is then amortized on a straight-line basis over the lease term. The right-of-use asset is amortized as the difference between the straight-line expense and the amortizing lease liability. Implementation – The Company’s lease agreements to which Topic 842 has been applied primarily relate to branch real estate properties located in the Kansas City, Missouri; Tulsa, Oklahoma; Dallas, Texas; Frisco, Texas; and Phoenix, Arizona markets. The remaining lease terms range from two to twenty years with potential renewal terms. The leases include various payment terms including fixed payments with annual increases to variable payments. In addition, several of the leases include lease incentives. The discount rates were not readily determinable in the lease agreements. As a result, the Company used the incremental borrowing rate in accordance with Topic 842. The Company used the Federal Home Loan Bank (“FHLB”) yield curve as the incremental borrowing rate. The Company elected several practical expedients that are listed below: Impact of Adoption – The Company adopted ASU 2016-02 on January 1, 2022 using the modified retrospective approach. The Company did not recast comparative financial periods and has presented those disclosures under previously applicable GAAP. The following table illustrates the impact of adopting ASU 2016-02 on the Company’s financial statements: Recent Accounting Pronouncements ASU 2022-02, Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures Background – ASU 2022-02 provides new guidance on (i) troubled debt restructurings (“TDRs”) and (ii) vintage disclosures for gross write-offs. The update eliminates the accounting guidance for TDRs and requires a company to determine if a modification results in a new loan or a continuation of an existing loan. The update enhances the required disclosures for certain modifications made to borrowers experiencing financial difficulty. In addition, the update requires disclosure of current-period gross charge -offs by year of origination for financing receivables. For the Company, the amendments are effective as of January 1, 2023, but early adoption is permitted and would be applied as of the beginning of the fiscal year of adoption. Impact of adoption – The Company anticipates adopting ASU 2022-02 as of January 1, 2023. At this time, an estimate of the impact cannot be established. January 1, 2022 As Reported under ASU 2016-13 Pre-ASU 2016-13 Impact of ASU 2016-13 Adoption (Dollars in thousands) Assets: Loans (outstanding balance) Commercial and Industrial $ 843,024 $ 1,401,681 $ (558,657) Commercial and Industrial lines of credit 617,398 - 617,398 Energy 278,579 278,860 (281) Commercial real estate 1,278,479 1,281,095 (2,616) Construction and land development 574,852 578,758 (3,906) Residential real estate 360,046 600,816 (240,770) Multifamily real estate 240,230 - 240,230 PPP - 64,805 (64,805) Consumer 63,605 63,605 - Gross Loans 4,256,213 4,269,620 (13,407) Net deferred loan fees and costs - 13,407 (13,407) Allowance for credit losses on loans 56,628 58,375 (1,747) Loans, net of the allowance for credit losses on loans 4,199,585 4,197,838 1,747 Deferred tax asset $ 13,647 $ 14,474 $ (827) Liabilities Allowance for credit losses on off-balance sheet exposures $ 5,184 $ - $ 5,184 Stockholders' equity Retained earnings $ 144,489 $ 147,099 $ (2,610) January 1, 2022 As Reported under ASU 2016-02 Pre-ASU 2016-02 Impact of ASU 2016-02 Adoption (Dollars in thousands) Assets: Right-of-use asset $ 23,589 $ - $ 23,589 Liabilities: Lease incentive - 2,125 (2,125) Accrued rent payable - 904 (904) Lease liability $ 26,618 $ - $ 26,618 Practical Expedient Elected Impact to Lease Accounting Implementation An entity need not reassess whether any expired or existing contracts are or contain leases. The Company was not required to re-evaluate previously identified leases, including embedded leases, that existed as of the adoption date. An entity need not reassess the lease classification for an expired or existing leases. The Company was not required to re-classify previously identified operating leases that existed as of the adoption date. The Company did not have any capital leases as of December 31, 2021. An entity need not reassess initial direct costs for any existing leases. The Company was not required to review previously established lease agreements as of the adoption date for initial direct costs. Initial direct costs increase the right-of-use asset and do not impact the lease liability. An entity may combine lease and non-lease components. If not elected, the Company would be required to allocate the total consideration in a lease contract to lease and non-lease components based on their relative standalone price. The election results in higher right-of-use assets and lease liabilities. Short-term lease exemption. The Company is not required to record a right-of-use asset and lease liability for a lease whose term is 12 months or less and does not include a purchase option that the lessee is reasonably certain to exercise.

Time Deposits and Borrowings	6 Months Ended
Time Deposits and Borrowings	Jun. 30, 2022
Time Deposits and Borrowings [Abstract]
Time Deposits and Borrowings	Note 6: Time Deposits and Borrowings The scheduled maturities, excluding interest, of the Company’s borrowings at June 30, 2022 were as follows: June 30, 2022 Within One Year One to Two Years Two to Three Years Three to Four Years Four to Five Years After Five Years Total (Dollars in thousands) Time deposits $ 654,313 $ 68,804 $ 5,310 $ 1,806 $ 2,838 $ - $ 733,071 Fed funds purchased & repurchase agreements 6 - - - - - 6 FHLB borrowings 41,500 - - 5,100 - 110,000 156,600 FHLB line of credit 140,000 - - - - - 140,000 Trust preferred securities (1) - - - - - 1,035 1,035 $ 835,819 $ 68,804 $ 5,310 $ 6,906 $ 2,838 $ 111,035 $ 1,030,712 (1) The contract value of the trust preferred securities is $ 2.6 million and is currently being accreted to the maturity date of 2035.

Loans and Allowance for Loan Losses ("ALLL")	6 Months Ended
Loans and Allowance for Loan Losses ("ALLL")	Jun. 30, 2022
Loans and Allowance for Loan Losses ("ALLL") [Abstract]
Loans and Allowance for Loan Losses ("ALLL")	Note 4: Loans and Allowance for Credit Losses Loan Portfolio Segments Categories of loans at June 30, 2022 and December 31, 2021 include: Accrued interest of $ 12 million and $ 10 million at June 30, 2022 and December 31, 2021, respectively, presented in “other assets” on the Consolidated Balance Sheets is excluded from the amortized cost basis disclosed in the above table. The Company aggregates the loan portfolio by similar credit risk characteristics. The loan segments are described in additional detail below: ● Commercial and Industrial - The category includes loans to commercial and industrial customers for use in property, plant, and equipment purchases and expansions. Loan terms typically require principal and interest payments that decrease the outstanding loan balance. Repayment is primarily from the cash flow of a borrower’s principal business operation. Credit risk is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. The category also includes the remaining PPP loans outstanding. These loans were established by the Coronavirus Aid, Relief, and Economic Security Act which authorized forgivable loans to small businesses to pay their employees during the COVID-19 pandemic. The loans are 100 percent guaranteed by the Small Business Administration (“SBA”) and repayment is primarily dependent on the borrower’s cash flow or SBA repayment approval. ● Commercial and Industrial Lines of Credit – The category includes lines of credit to commercial and industrial customers for working capital needs. The loan terms typically require interest-only payments, mature in one year, and require the full balance paid-off at maturity. Lines of credit allow the borrower to drawdown and repay the line of credit based on the customer’s cash flow needs. Repayment is primarily from the operating cash flow of the business. Credit risk is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. ● Energy - The category includes loans to oil and natural gas customers for use in financing working capital needs, exploration and production activities, and acquisitions. The loans are repaid primarily from the conversion of crude oil and natural gas to cash. Credit risk is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. Energy loans are typically collateralized with the underlying oil and gas reserves. ● Commercial Real Estate - The category includes loans that typically involve larger principal amounts and repayment of these loans is generally dependent on the successful operations of the property securing the loan or the business conducted on the property securing the loan. These are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Credit risk may be impacted by the creditworthiness of a borrower, property values and the local economies in the borrower’s market areas. ● Construction and Land Development - The category includes loans that are usually based upon estimates of costs and estimated value of the completed project and include independent appraisal reviews and a financial analysis of the developers and property owners. Sources of repayment include permanent loans, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, general economic conditions and the availability of long-term financing. Credit risk may be impacted by the creditworthiness of a borrower, property values and the local economies in the borrower’s market areas. ● Residential Real Estate - The category includes loans that are generally secured by owner-occupied 1-4 family residences. Repayment of these loans is primarily dependent on the personal income and credit rating of the borrowers. Credit risk in these loans can be impacted by economic conditions within or outside the borrower’s market areas that might impact either property values or a borrower’s personal income. ● Multifamily Real Estate - The category includes loans that are generally secured by multifamily properties. Repayment of these loans is primarily dependent on occupancy rates and the personal income of the tenants. Credit risk in these loans can be impacted by economic conditions within or outside the borrower’s market areas that might impact either property values or the tenants’ personal income. ● Consumer - The category includes revolving lines of credit and various term loans such as automobile loans and loans for other personal purposes. Repayment is primarily dependent on the personal income and credit rating of the borrowers. Credit risk is driven by consumer economic factors (such as unemployment and general economic conditions in the borrower’s market area) and the creditworthiness of a borrower. Allowance for Credit Losses The Company established a CECL committee that meets at least quarterly to oversee the ACL methodology. The committee estimates the ACL using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. The ACL represents the Company’s current estimate of lifetime credit losses inherent in the loan portfolio at the balance sheet date. The ACL is adjusted for expected prepayments when appropriate and excludes expected extensions, renewals, and modifications. The ACL is the sum of three components: (i) asset specific / individual loan reserves; (ii) quantitative (formulaic or pooled) reserves; and (iii) qualitative (judgmental) reserves. Asset Specific - When unique qualities cause a loan’s exposure to loss to be inconsistent with the pool segments, the loan is individually evaluated. Individual reserves are calculated for loans that are risk-rated substandard and on non-accrual and loans that are risk-rated doubtful or loss that are greater than a defined dollar threshold. In addition, TDRs are also individually evaluated. Reserves on asset specific loans may be based on collateral, for collateral-dependent loans, or on quantitative and qualitative factors, including expected cash flow, market sentiment, and guarantor support. Quantitative - The Company used the cohort method, which identifies and captures the balance of a pool of loans with similar risk characteristics as of a particular time to form a cohort. For example, the outstanding commercial and industrial loans and commercial and industrial lines of credit loan segments as of quarter -end are considered cohorts. The cohort is then tracked for losses over the remaining life of loans or until the pool is exhausted. The Company used a lookback period of approximately six-years to establish the cohort population. By using the historical data timeframe, the Company can establish a historical loss factor for each of its loan segments and adjust the losses with qualitative and forecast factors. Qualitative – The Company uses qualitative factors to adjust the historical loss factors for current conditions. The Company primarily uses the following qualitative factors: ◾ The nature and volume of changes in risk ratings; ◾ The volume and severity of past due loans; ◾ The volume of non-accrual loans; ◾ The nature and volume of the loan portfolio, including the existence, growth, and effect of any concentrations of credit; ◾ Changes in the Institute of Supply Management’s Purchasing Manager Indices (“PMI”) for services and manufacturing; ◾ Changes in collateral values; ◾ Changes in lending policies, procedures, and quality of loan reviews; ◾ Changes in lending staff; and ◾ Changes in competition, legal and regulatory environments In addition to the current condition qualitative adjustments, the Company uses the Federal Reserve’s unemployment forecast to adjust the ACL based on forward looking guidance. The Federal Reserve’s unemployment forecast extends three-years and is eventually reverted to the mean of six percent by year 10. Drivers of Change in the ACL The ACL increased by $ 586 thousand during the three-month period ended June 30, 2022 driven by an increase of $ 3.8 million related to loan growth, performance and economic factors, partially offset by $ 1.1 million in net charge-offs and a reduction of $ 2.2 million in reserves on impaired loans. The ACL declined by $ 2.6 million between January 1, 2022 and June 30, 2022 driven by $ 2.2 million in net charge-offs and a reduction of $ 5.2 million in reserves on impaired loans which were partially offset by an increase of $ 4.9 million related to loan growth, performance and economic factors. Credit Quality Indicators Internal Credit Risk Ratings The Company uses a weighted average risk rating factor to adjust the historical loss factors for current events. Risk ratings incorporate the criteria utilized by regulatory authorities to describe criticized assets, but separate various levels of risk concentrated within the regulatory “Pass” category. Risk ratings are established for loans at origination and are monitored on an ongoing basis. The rating assigned to a loan reflects the risks posed by the borrower’s expected performance and the transaction’s structure. Performance metrics used to determine a risk rating include, but are not limited to, cash flow adequacy, liquidity, and collateral. A description of the loan risk ratings follows: Loan Grades ● Pass (risk rating 1-4) - The category includes loans that are considered satisfactory. The category includes borrowers that generally maintain good liquidity and financial condition or the credit is currently protected with sales trends remaining flat or declining. Most ratios compare favorably with industry norms and Company policies. Debt is programmed and timely repayment is expected. ● Special Mention (risk rating 5) - The category includes borrowers that generally exhibit adverse trends in operations or an imbalanced position in their balance sheet that has not reached a point where repayment is jeopardized. Credits are currently protected but, if left uncorrected, the potential weaknesses may result in deterioration of the repayment prospects for the credit or in the Company’s credit or lien position at a future date. These credits are not adversely classified and do not expose the Company to enough risk to warrant adverse classification. ● Substandard (risk rating 6) - The category includes borrowers that generally exhibit well-defined weakness(es) that jeopardize repayment. Credits are inadequately protected by the current worth and paying capacity of the obligor or of the collateral pledged. A distinct possibility exists that the Company will sustain some loss if deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets classified substandard. Substandard loans include both performing and non-performing loans and are broken out in the table below. ● Doubtful (risk rating 7) - The category includes borrowers that exhibit weaknesses inherent in a substandard credit and characteristics that these weaknesses make collection or liquidation in full highly questionable or improbable based on existing facts, conditions and values. Because of reasonably specific pending factors, which may work to the advantage and strengthening of the assets, classification as a loss is deferred until its more exact status may be determined. ● Loss (risk rating 8) - Credits which are considered uncollectible or of such little value that their continuance as a bankable asset is not warranted. The following tables present the credit risk profile of the Company’s loan portfolio based on internal rating categories and loan segments: Loan Portfolio Aging Analysis The following tables present the Company’s loan portfolio aging analysis as of June 30, 2022: Non-accrual Loan Analysis Non-accrual loans are loans for which the Company does not record interest income. The accrual of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on non-accrual or charged off at an earlier date, if collection of principal or interest is considered doubtful. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following table presents the Company’s non-accrual loans by loan segments: Interest income recognized on non-accrual loans was $ 259 thousand and $ 418 thousand for the three- and six-month periods ended June 30, 2022, respectively. Allowance for Credit Losses The following table presents the activity in the allowance for credit losses and allowance for credit losses on off-balance sheet credit exposures by portfolio segment for the three-month period ended June 30, 2022: Collateral Dependent Loans: Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The following table presents the amortized cost balance of loans considered collateral dependent by loan segment and collateral type as of June 30, 2022: Troubled Debt Restructurings TDRs are those extended to borrowers who are experiencing financial difficulty and who have been granted a concession, excluding loan modifications as a result of the COVID-19 pandemic. The modification of terms typically includes the extension of maturity, reduction or deferment of monthly payment, or reduction of the stated interest rate. For the six-month period ended June 30, 2022 and 2021, no loans were restructured under the TDR guidance. The outstanding balance of TDRs was $ 35 million and $ 40 million as of June 30, 2022 and December 31, 2021, respectively. Disclosures under Previously Applicable GAAP The following disclosures are presented under previously applicable GAAP. The description of the general characteristics of the loan rating categories is as described above. The following table presents the credit risk profile of the Company’s loan portfolio based on an internal rating category and portfolio segment as of December 31, 2021: The following table presents the Company’s loan portfolio aging analysis of the recorded investment in loans as of December 31, 2021: The following table presents the Company’s loans on non-accrual as of December 31, 2021: The following table presents the allowance for loan losses by portfolio segment and disaggregated based on the Company’s impairment methodology: A loan is considered impaired when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include non-performing loans but also include loans modified in TDRs where concessions have been granted to borrowers experiencing financial difficulties. The intent of concessions is to maximize collection. The following table presents loans individually evaluated for impairment: Total interest income recognized during the three and six-month periods ended June 30, 2021 for impaired loans was $ 615 thousand and $ 1 million, respectively. The three- and six-month average balance of impaired loans for the period ended June 30, 2021 was $ 108 million and $ 109 million, respectively. The following table presents the activity in the allowance for loan losses by portfolio segment for the three- and six-month periods ended June 30, 2021: Allowance for Credit Losses on Off-Balance Sheet Credit Exposures The Company estimates expected credit losses for off-balance sheet credit exposures unless the obligation is unconditionally cancellable by the Company. The ACL on off-balance sheet credit exposures is adjusted as a provision for credit loss expense. The estimate is calculated for each loan segment and includes consideration of the likelihood that funding will occur and an estimate of the expected credit losses on commitments expected to be funded over its estimated life. For each pool of contractual obligations expected to be funded, the Company uses the reserve rate established for the related loan pools. The $ 5 million allowance for credit losses on off balance sheet credit exposures at June 30, 2022 is included in “interest payable and other liabilities” on the balance sheet. The following categories of off-balance sheet credit exposures have been identified: Loan commitments – include revolving lines of credit, non-revolving lines of credit, and loans approved that are not yet funded. Risks inherent to revolving lines of credit often are related to the susceptibility of an individual or business experiencing unpredictable cash flow or financial troubles, thus leading to payment default. The primary risk associated with non-revolving lines of credit is the diversion of funds for other expenditures. Letters of credit – are primarily established to provide assurance to the beneficiary that the applicant will perform certain obligations arising out of a separate transaction between the beneficiary and applicant. If the obligation is not met, it gives the beneficiary the right to draw on the letter of credit. June 30, 2022 December 31, 2021 (Dollars in thousands) Commercial and industrial $ 812,411 $ 843,024 Commercial and industrial lines of credit 787,664 617,398 Energy 233,000 278,579 Commercial real estate 1,435,893 1,278,479 Construction and land development 584,415 574,852 Residential real estate 371,337 360,046 Multifamily real estate 249,641 240,230 Consumer 53,873 63,605 Loans, net of unearned fees 4,528,234 4,256,213 Less: allowance for credit losses (1) 55,817 58,375 Loans, net $ 4,472,417 $ 4,197,838 (1) As of December 31, 2021, this line represents the allowance for loan and lease losses. See further discussion in "Note 1: Nature of Operations and Summary of Significant Accounting Policies.” As of June 30, 2022 Amortized Cost Basis by Origination Year and Internal Risk Rating Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving Loans Revolving Loans converted to Term Loans Total (Dollars in thousands) Commercial and industrial Pass $ 197,451 $ 330,830 $ 76,610 $ 58,648 $ 59,121 $ 22,720 $ - $ 22,166 $ 767,546 Special mention 721 - 14,488 1,060 313 69 - 3,414 20,065 Substandard - accrual - - - 2,290 766 49 - 16,677 19,782 Substandard - non- accrual - 994 - 21 1,397 738 - 1,868 5,018 Doubtful - - - - - - - - - Total $ 198,172 $ 331,824 $ 91,098 $ 62,019 $ 61,597 $ 23,576 $ - $ 44,125 $ 812,411 Commercial and industrial lines of credit Pass $ - $ - $ - $ - $ - $ - $ 734,130 $ - $ 734,130 Special mention - - - - - - 35,139 - 35,139 Substandard - accrual - - - - - - 8,790 - 8,790 Substandard - non- accrual - - - - - - 9,605 - 9,605 Doubtful - - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 787,664 $ - $ 787,664 Energy Pass $ 7,445 $ 900 $ 264 $ 44 $ - $ - $ 198,257 $ 210 $ 207,120 Special mention - 1,469 - - - - 12,494 - 13,963 Substandard - accrual - - - - 10 - 6,013 - 6,023 Substandard - non- accrual - - - - - - 3,750 - 3,750 Doubtful - - - - - - 2,144 - 2,144 Total $ 7,445 $ 2,369 $ 264 $ 44 $ 10 $ - $ 222,658 $ 210 $ 233,000 As of June 30, 2022 Amortized Cost Basis by Origination Year and Internal Risk Rating Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving Loans Revolving Loans converted to Term Loans Total (Dollars in thousands) Commercial real estate Pass $ 219,481 $ 273,536 $ 152,920 $ 114,384 $ 71,024 $ 83,540 $ 330,625 $ 100,089 $ 1,345,599 Special mention 464 29,688 - 425 7,499 292 - 33,294 71,662 Substandard - accrual 10,681 - - - - - - 992 11,673 Substandard - non- accrual - 2,498 292 - 77 1,109 - 2,983 6,959 Doubtful - - - - - - - - - Total $ 230,626 $ 305,722 $ 153,212 $ 114,809 $ 78,600 $ 84,941 $ 330,625 $ 137,358 $ 1,435,893 Construction and land development Pass $ 122,363 $ 249,651 $ 131,909 $ 51,139 $ 3,751 $ 4,503 $ 13,164 $ - $ 576,480 Special mention - 7,935 - - - - - - 7,935 Substandard - accrual - - - - - - - - - Substandard - non- accrual - - - - - - - - - Doubtful - - - - - - - - - Total $ 122,363 $ 257,586 $ 131,909 $ 51,139 $ 3,751 $ 4,503 $ 13,164 $ - $ 584,415 Residential real estate Pass $ 38,134 $ 79,391 $ 121,547 $ 47,354 $ 40,803 $ 36,793 $ 626 $ - $ 364,648 Special mention - - - - - - - - - Substandard - accrual - 3,308 3,183 - - - - - 6,491 Substandard - non- accrual - - - - - - - 198 198 Doubtful - - - - - - - - - Total $ 38,134 $ 82,699 $ 124,730 $ 47,354 $ 40,803 $ 36,793 $ 626 $ 198 $ 371,337 As of June 30, 2022 Amortized Cost Basis by Origination Year and Internal Risk Rating Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving Loans Revolving Loans converted to Term Loans Total (Dollars in thousands) Multifamily real estate Pass $ 58,346 $ 28,407 $ 5,424 $ 12,070 $ 3,115 $ 1,901 $ 123,802 $ 16,538 $ 249,603 Special mention - - - - - - - 38 38 Substandard - accrual - - - - - - - - - Substandard - non- accrual - - - - - - - - - Doubtful - - - - - - - - - Total $ 58,346 $ 28,407 $ 5,424 $ 12,070 $ 3,115 $ 1,901 $ 123,802 $ 16,576 $ 249,641 Consumer Pass $ 1,811 $ 2,691 $ 1,975 $ 233 $ 114 $ 10 $ 47,039 $ - $ 53,873 Special mention - - - - - - - - - Substandard - accrual - - - - - - - - - Substandard - non- accrual - - - - - - - - - Doubtful - - - - - - - - - Total $ 1,811 $ 2,691 $ 1,975 $ 233 $ 114 $ 10 $ 47,039 $ - $ 53,873 Total Pass $ 645,031 $ 965,406 $ 490,649 $ 283,872 $ 177,928 $ 149,467 $ 1,447,643 $ 139,003 $ 4,298,999 Special mention 1,185 39,092 14,488 1,485 7,812 361 47,633 36,746 148,802 Substandard - accrual 10,681 3,308 3,183 2,290 776 49 14,803 17,669 52,759 Substandard - non- accrual - 3,492 292 21 1,474 1,847 13,355 5,049 25,530 Doubtful - - - - - - 2,144 - 2,144 Total $ 656,897 $ 1,011,298 $ 508,612 $ 287,668 $ 187,990 $ 151,724 $ 1,525,578 $ 198,467 $ 4,528,234 As of June 30, 2022 Amortized Cost Basis by Origination Year and Past Due Status Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving loans Revolving loans converted to term loans Total (Dollars in thousands) Commercial and industrial 30-59 days $ - $ - $ 7 $ 88 $ - $ - $ - $ 126 $ 221 60-89 days - - - - - 74 - - 74 Greater than 90 days - 104 3 10 1,383 655 - - 2,155 Total past due - 104 10 98 1,383 729 - 126 2,450 Current 198,172 331,720 91,088 61,921 60,214 22,847 - 43,999 809,961 Total $ 198,172 $ 331,824 $ 91,098 $ 62,019 $ 61,597 $ 23,576 $ - $ 44,125 $ 812,411 Greater than 90 days and accruing $ - $ - $ 3 $ - $ - $ - $ - $ - $ 3 Commercial and industrial lines of credit 30-59 days $ - $ - $ - $ - $ - $ - $ 2,086 $ - $ 2,086 60-89 days - - - - - - 784 - 784 Greater than 90 days - - - - - - 11,765 - 11,765 Total past due - - - - - - 14,635 - 14,635 Current - - - - - - 773,029 - 773,029 Total $ - $ - $ - $ - $ - $ - $ 787,664 $ - $ 787,664 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ 2,160 $ - $ 2,160 Energy 30-59 days $ - $ 1,469 $ - $ - $ - $ - $ - $ - $ 1,469 60-89 days - - - - - - - - - Greater than 90 days - - - - - - 5,894 - 5,894 Total past due - 1,469 - - - - 5,894 - 7,363 Current 7,445 900 264 44 10 - 216,764 210 225,637 Total $ 7,445 $ 2,369 $ 264 $ 44 $ 10 $ - $ 222,658 $ 210 $ 233,000 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - As of June 30, 2022 Amortized Cost Basis by Origination Year and Past Due Status Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving loans Revolving loans converted to term loans Total (Dollars in thousands) Commercial real estate 30-59 days $ - $ 9,662 $ - $ - $ - $ - $ - $ - $ 9,662 60-89 days - - - - 77 - - - 77 Greater than 90 days - - - - - - - 2,983 2,983 Total past due - 9,662 - - 77 - - 2,983 12,722 Current 230,626 296,060 153,212 114,809 78,523 84,941 330,625 134,375 1,423,171 Total $ 230,626 $ 305,722 $ 153,212 $ 114,809 $ 78,600 $ 84,941 $ 330,625 $ 137,358 $ 1,435,893 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - Construction and land development 30-59 days $ - $ - $ - $ 2,097 $ - $ - $ - $ - $ 2,097 60-89 days - - - - - - - - - Greater than 90 days - - - - - - - - - Total past due - - - 2,097 - - - - 2,097 Current 122,363 257,586 131,909 49,042 3,751 4,503 13,164 - 582,318 Total $ 122,363 $ 257,586 $ 131,909 $ 51,139 $ 3,751 $ 4,503 $ 13,164 $ - $ 584,415 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - Residential real estate 30-59 days $ - $ 121 $ - $ - $ - $ - $ - $ - $ 121 60-89 days - - - - - - - - - Greater than 90 days - - - - - - - - - Total past due - 121 - - - - - - 121 Current 38,134 82,578 124,730 47,354 40,803 36,793 626 198 371,216 Total $ 38,134 $ 82,699 $ 124,730 $ 47,354 $ 40,803 $ 36,793 $ 626 $ 198 $ 371,337 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - As of June 30, 2022 Amortized Cost Basis by Origination Year and Past Due Status Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving loans Revolving loans converted to term loans Total (Dollars in thousands) Multifamily real estate 30-59 days $ - $ - $ - $ - $ - $ - $ - $ - $ - 60-89 days - - - - - - - - - Greater than 90 days - - - - - - - - - Total past due - - - - - - - - - Current 58,346 28,407 5,424 12,070 3,115 1,901 123,802 16,576 249,641 Total $ 58,346 $ 28,407 $ 5,424 $ 12,070 $ 3,115 $ 1,901 $ 123,802 $ 16,576 $ 249,641 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - Consumer 30-59 days $ - $ 44 $ - $ - $ - $ - $ - $ - $ 44 60-89 days - - - - - - - - - Greater than 90 days - - - - - - - - - Total past due - 44 - - - - - - 44 Current 1,811 2,647 1,975 233 114 10 47,039 - 53,829 Total $ 1,811 $ 2,691 $ 1,975 $ 233 $ 114 $ 10 $ 47,039 $ - $ 53,873 Greater than 90 days and accruing $ - $ - $ - $ - $ - $ - $ - $ - $ - Total 30-59 days $ - $ 11,296 $ 7 $ 2,185 $ - $ - $ 2,086 $ 126 $ 15,700 60-89 days - - - - 77 74 784 - 935 Greater than 90 days - 104 3 10 1,383 655 17,659 2,983 22,797 Total past due - 11,400 10 2,195 1,460 729 20,529 3,109 39,432 Current 656,897 999,898 508,602 285,473 186,530 150,995 1,505,049 195,358 4,488,802 Total $ 656,897 $ 1,011,298 $ 508,612 $ 287,668 $ 187,990 $ 151,724 $ 1,525,578 $ 198,467 $ 4,528,234 Greater than 90 days and accruing $ - $ - $ 3 $ - $ - $ - $ 2,160 $ - $ 2,163 As of June 30, 2022 Amortized Cost Basis by Origination Year and On Non-accrual Amortized Cost Basis 2022 2021 2020 2019 2018 2017 and Prior Revolving loans Revolving loans converted to term loans Total Non- accrual Loans Non-accrual Loans with no related Allowance (Dollars in thousands) Commercial and industrial $ - $ 994 $ - $ 21 $ 1,397 $ 738 $ - $ 1,868 $ 5,018 $ 4,906 Commercial and industrial lines of credit - - - - - - 9,605 - 9,605 9,605 Energy - - - - - - 5,894 - 5,894 698 Commercial real estate - 2,498 292 - 77 1,109 - 2,983 6,959 6,882 Construction and land development - - - - - - - - - - Residential real estate - - - - - - - 198 198 198 Multifamily real estate - - - - - - - - - - Consumer - - - - - - - - - - Total $ - $ 3,492 $ 292 $ 21 $ 1,474 $ 1,847 $ 15,499 $ 5,049 $ 27,674 $ 22,289 For the Three Months Ended June 30, 2022 Commercial and Industrial Commercial and Industrial Lines of Credit Energy Commercial Real Estate Construction and Land Development Residential Real Estate Multifamily Real Estate Consumer Total (Dollars in thousands) Allowance for Credit Losses: Beginning balance $ 9,981 $ 9,361 $ 7,507 $ 18,628 $ 3,678 $ 3,089 $ 2,342 $ 645 $ 55,231 Charge-offs (581) (750) (2,900) - - (217) - - (4,448) Recoveries - 1,758 - 1,585 - - - 1 3,344 Provision (credit) 1,520 898 1,821 (3,171) 240 262 85 35 1,690 Ending balance $ 10,920 $ 11,267 $ 6,428 $ 17,042 $ 3,918 $ 3,134 $ 2,427 $ 681 $ 55,817 Allowance for Credit Losses on Off-Balance Sheet Credit Exposures: Beginning balance $ 66 $ 153 $ 258 $ 753 $ 3,514 $ 4 $ 116 $ 11 $ 4,875 Provision (credit) (3) (153) 212 (96) 502 - (7) (10) 445 Ending balance $ 63 $ - $ 470 $ 657 $ 4,016 $ 4 $ 109 $ 1 $ 5,320 For the Six Months Ended June 30, 2022 Commercial and Industrial (1) Commercial and Industrial Lines of Credit (1) Energy Commercial Real Estate Construction and Land Development Residential Real Estate (2) Multifamily Real Estate (2) Consumer Total (Dollars in thousands) Allowance for Credit Losses: Beginning balance, prior to adoption of ASU 2016-13 $ 20,352 $ - $ 9,229 $ 19,119 $ 3,749 $ 5,598 $ - $ 328 $ 58,375 Impact of ASU 2016-13 adoption (10,213) 8,866 (39) (186) (83) (2,552) 2,465 (5) (1,747) Charge-offs (790) (1,971) (3,967) (1,102) - (217) - (13) (8,060) Recoveries 755 1,779 1,754 1,585 - - - 2 5,875 Provision (credit) 816 2,593 (549) (2,374) 252 305 (38) 369 1,374 Ending balance $ 10,920 $ 11,267 $ 6,428 $ 17,042 $ 3,918 $ 3,134 $ 2,427 $ 681 $ 55,817 Allowance for Credit Losses on Off-Balance Sheet Credit Exposures: Beginning balance, prior to adoption of ASU 2016-13 $ - $ - $ - $ - $ - $ - $ - $ - $ - Impact of ASU 2016-13 adoption 107 44 265 711 3,914 5 137 1 5,184 Provision (credit) (44) (44) 205 (54) 102 (1) (28) - 136 Ending balance $ 63 $ - $ 470 $ 657 $ 4,016 $ 4 $ 109 $ 1 $ 5,320 (1) Prior to the adoption of ASU 2016-13, the Commercial and industrial and Commercial and industrial lines of credit were consolidated under the Commercial and industrial segment. (2) Prior to the adoption of ASU 2016-13, the Residential real estate and Multifamily real estate segments were consolidated under the Residential and Multifamily Real Estate segment. As of June 30, 2022 Loan Segment and Collateral Description Amortized Cost of Collateral Dependent Loans Related Allowance for Credit Losses Amortized Cost of Collateral Dependent Loans with no related Allowance (Dollars in thousands) Commercial and Industrial All business assets $ 5,010 $ 103 $ 4,906 Commercial and Industrial Lines of Credit All business assets 9,626 - 9,626 Energy Oil and natural gas properties 5,894 - 5,894 Commercial Real Estate Commercial real estate properties 3,978 77 3,901 $ 24,508 $ 180 $ 24,327 As of December 31, 2021 Pass Special Mention Substandard Performing Substandard Non- performing Doubtful Loss Total (Dollars in thousands) Commercial and industrial $ 1,356,883 $ 16,201 $ 23,739 $ 4,858 $ - $ - $ 1,401,681 Energy 184,269 73,196 5,246 13,595 2,554 - 278,860 Commercial real estate 1,172,323 86,768 11,782 10,222 - - 1,281,095 Construction and land development 578,758 - - - - - 578,758 Residential and multifamily real estate 593,847 257 6,508 204 - - 600,816 PPP 64,805 - - - - - 64,805 Consumer 63,605 - - - - - 63,605 $ 4,014,490 $ 176,422 $ 47,275 $ 28,879 $ 2,554 $ - $ 4,269,620 As of December 31, 2021 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Total Past Due Current Total Loans Receivable Loans >= 90 Days and Accruing (Dollars in thousands) Commercial and industrial $ 183 $ 499 $ 1,037 $ 1,719 $ 1,399,962 $ 1,401,681 $ 90 Energy - - 4,644 4,644 274,216 278,860 - Commercial real estate 85 992 - 1,077 1,280,018 1,281,095 - Construction and land development 966 117 - 1,083 577,675 578,758 - Residential and multifamily real estate 437 151 - 588 600,228 600,816 - PPP - - - - 64,805 64,805 - Consumer - 99 - 99 63,506 63,605 - $ 1,671 $ 1,858 $ 5,681 $ 9,210 $ 4,260,410 $ 4,269,620 $ 90 December 31, 2021 (Dollars in thousands) Commercial and industrial $ 4,858 Energy 16,148 Commercial real estate 10,222 Construction and land development - Residential and multifamily real estate 204 PPP - Consumer - Total non-accrual loans $ 31,432 As of December 31, 2021 Commercial and Industrial Energy Commercial Real Estate Construction and Land Development Residential and Multifamily Real Estate PPP Consumer Total (Dollars in thousands) Period end allowance for loan losses allocated to: Individually evaluated for impairment $ 333 $ 2,100 $ 3,164 $ - $ - $ - $ - $ 5,597 Collectively evaluated for impairment 20,019 7,129 15,955 3,749 5,598 - 328 52,778 Ending balance $ 20,352 $ 9,229 $ 19,119 $ 3,749 $ 5,598 $ - $ 328 $ 58,375 Allocated to loans: Individually evaluated for impairment $ 5,739 $ 16,204 $ 31,597 $ - $ 3,387 $ - $ - $ 56,927 Collectively evaluated for impairment 1,395,942 262,656 1,249,498 578,758 597,429 64,805 63,605 4,212,693 Ending balance $ 1,401,681 $ 278,860 $ 1,281,095 $ 578,758 $ 600,816 $ 64,805 $ 63,605 $ 4,269,620 As of December 31, 2021 Recorded Balance Unpaid Principal Balance Specific Allowance (Dollars in thousands) Loans without a specific valuation Commercial and industrial $ 4,659 $ 4,740 $ - Energy 3,509 7,322 - Commercial real estate 1,729 1,729 - Construction and land development - - - Residential and multifamily real estate 3,387 3,387 - PPP - - - Consumer - - - Loans with a specific valuation Commercial and industrial 1,080 1,080 333 Energy 12,695 17,977 2,100 Commercial real estate 29,868 30,854 3,164 Construction and land development - - - Residential and multifamily real estate - - - PPP - - - Consumer - - - Total Commercial and industrial 5,739 5,820 333 Energy 16,204 25,299 2,100 Commercial real estate 31,597 32,583 3,164 Construction and land development - - - Residential and multifamily real estate 3,387 3,387 - PPP - - - Consumer - - - $ 56,927 $ 67,089 $ 5,597 Three Months Ended June 30, 2021 Commercial and Industrial Energy Commercial Real Estate Construction and Land Development Residential and Multifamily Real Estate PPP Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 23,464 $ 20,292 $ 20,609 $ 3,837 $ 6,056 $ - $ 293 $ 74,551 Provision 7,532 (2,443) (1,428) 48 (230) - 21 3,500 Charge-offs (2,566) - - - - - - (2,566) Recoveries 3 - - - - - 5 8 Ending balance $ 28,433 $ 17,849 $ 19,181 $ 3,885 $ 5,826 $ - $ 319 $ 75,493 Six Months Ended June 30, 2021 Commercial and Industrial Energy Commercial Real Estate Construction and Land Development Residential and Multifamily Real Estate PPP Consumer Total (Dollars in thousands) Allowance for loan losses: Beginning balance $ 24,693 $ 18,341 $ 22,354 $ 3,612 $ 5,842 $ - $ 453 $ 75,295 Provision 14,547 (492) (3,173) 273 (16) - (139) 11,000 Charge-offs (10,832) - - - - - - (10,832) Recoveries 25 - - - - - 5 30 Ending balance $ 28,433 $ 17,849 $ 19,181 $ 3,885 $ 5,826 $ - $ 319 $ 75,493

Loans and Allowance for Loan Losses ("ALLL") - Impaired Loans (Details) $ in Thousands	Dec. 31, 2021 USD ($)
Recorded Balance
Total	$ 56,927
Unpaid Principal Balance
Total	67,089
Specific Allowance	5,597
Commercial and Industrial
Recorded Balance
Loans without a specific valuation	4,659
Loans with a specific valuation	1,080
Total	5,739
Unpaid Principal Balance
Loans without a specific valuation	4,740
Loans with a specific valuation	1,080
Total	5,820
Specific Allowance	333
Energy
Recorded Balance
Loans without a specific valuation	3,509
Loans with a specific valuation	12,695
Total	16,204
Unpaid Principal Balance
Loans without a specific valuation	7,322
Loans with a specific valuation	17,977
Total	25,299
Specific Allowance	2,100
Commercial real estate
Recorded Balance
Loans without a specific valuation	1,729
Loans with a specific valuation	29,868
Total	31,597
Unpaid Principal Balance
Loans without a specific valuation	1,729
Loans with a specific valuation	30,854
Total	32,583
Specific Allowance	3,164
Construction and land development
Recorded Balance
Loans without a specific valuation	0
Loans with a specific valuation	0
Total	0
Unpaid Principal Balance
Loans without a specific valuation	0
Loans with a specific valuation	0
Total	0
Specific Allowance	0
Residential and Multifamily Real Estate [Member]
Recorded Balance
Total	3,387
Unpaid Principal Balance
Total	3,387
Specific Allowance	0
Residential real estate
Recorded Balance
Loans without a specific valuation	3,387
Loans with a specific valuation	0
Unpaid Principal Balance
Loans without a specific valuation	3,387
Loans with a specific valuation	0
Paycheck Protection Program ("PPP")
Recorded Balance
Loans without a specific valuation	0
Loans with a specific valuation	0
Total	0
Unpaid Principal Balance
Loans without a specific valuation	0
Loans with a specific valuation	0
Total	0
Specific Allowance	0
Consumer
Recorded Balance
Loans without a specific valuation	0
Loans with a specific valuation	0
Total	0
Unpaid Principal Balance
Loans without a specific valuation	0
Loans with a specific valuation	0
Total	0
Specific Allowance	$ 0

Commitments and Credit Risk	6 Months Ended
Commitments and Credit Risk	Jun. 30, 2022
Commitments and Credit Risk [Abstract]
Commitments and Credit Risk	Note 12: Commitments and Credit Risk Commitments The Company had the following commitments at June 30, 2022 and December 31, 2021: June 30, 2022 December 31, 2021 (Dollars in thousands) Commitments to originate loans $ 274,647 $ 118,651 Standby letters of credit 57,797 51,114 Lines of credit 1,949,860 1,768,231 Future lease commitments - 11,100 Commitments related to investment fund 4,534 2,067 $ 2,286,838 $ 1,951,163

Regulatory Matters (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Regulatory Matters [Abstract]
Capital conservation buffer	0.025
Total Capital to Risk-Weighted Assets
Actual, amount	$ 719,226	$ 704,544
Actual, ratio	0.126	0.136
Minimum capital required, Basel III fully phased-in, amount	$ 599,382	$ 544,060
Minimum capital required, Basel III fully phased-in, ratio	0.105	0.105
Tier I Capital to Risk-Weighted Assets
Actual, amount	$ 658,089	$ 646,169
Actual, ratio	0.115	0.125
Minimum capital required, Basel III fully phased-in, amount	$ 485,214	$ 440,430
Minimum capital required, Basel III fully phased-in, ratio	0.085	0.085
Common Equity Tier 1 to Risk-Weighted Assets
Actual, amount	$ 657,055	$ 645,160
Actual, ratio	0.115	0.125
Minimum capital required, Basel III fully phased-in, amount	$ 399,588	$ 362,707
Minimum capital required, Basel III fully phased-in, ratio	7.00%	7.00%
Tier I Capital to Average Assets
Actual, amount	$ 658,089	$ 646,169
Actual, ratio	0.118	0.118
Minimum capital required, Basel III fully phased-in, amount	$ 223,736	$ 218,510
Minimum capital required, Basel III fully phased-in, ratio	0.040	0.040
Bank
Total Capital to Risk-Weighted Assets
Actual, amount	$ 692,815	$ 681,980
Actual, ratio	0.122	0.132
Minimum capital required, Basel III fully phased-in, amount	$ 598,125	$ 543,708
Minimum capital required, Basel III fully phased-in, ratio	0.105	0.105
Required to be considered well capitalized, amount	$ 569,643	$ 517,817
Required to be considered well capitalized, ratio	0.100	0.100
Tier I Capital to Risk-Weighted Assets
Actual, amount	$ 631,679	$ 623,605
Actual, ratio	0.111	0.120
Minimum capital required, Basel III fully phased-in, amount	$ 484,197	$ 440,144
Minimum capital required, Basel III fully phased-in, ratio	0.085	0.085
Required to be considered well capitalized, amount	$ 455,715	$ 414,253
Required to be considered well capitalized, ratio	0.080	0.080
Common Equity Tier 1 to Risk-Weighted Assets
Actual, amount	$ 631,679	$ 623,605
Actual, ratio	0.111	0.120
Minimum capital required, Basel III fully phased-in, amount	$ 398,750	$ 362,472
Minimum capital required, Basel III fully phased-in, ratio	7.00%	7.00%
Required to be considered well capitalized, amount	$ 370,268	$ 336,581
Required to be considered well capitalized, ratio	6.50%	6.50%
Tier I Capital to Average Assets
Actual, amount	$ 631,679	$ 623,605
Actual, ratio	0.113	0.114
Minimum capital required, Basel III fully phased-in, amount	$ 223,728	$ 218,366
Minimum capital required, Basel III fully phased-in, ratio	0.040	0.040
Required to be considered well capitalized, amount	$ 279,660	$ 272,958
Required to be considered well capitalized, ratio	0.050	0.050

Income Tax (Tables)	6 Months Ended
Income Tax (Tables)	Jun. 30, 2022
Income Tax [Abstract]
Schedule of Effective Income Tax Rate Reconciliation	An income tax expense reconciliation at the statutory rate to the Company’s actual income tax expense is shown below: Three Months Ended Six Months Ended June 30, June 30, 2022 2021 2022 2021 (Dollars in thousands) Computed at the statutory rate ( 21 %) $ 4,110 $ 3,957 $ 8,523 $ 7,095 Increase (decrease) resulting from Tax-exempt income (890) (1,212) (1,744) (2,002) Non-deductible expenses 111 40 193 90 State income taxes 728 682 1,424 1,178 Equity based compensation 15 (131) (154) (117) Other adjustments (47) (73) (27) (73) Actual tax expense $ 4,027 $ 3,263 $ 8,215 $ 6,171
Schedule of Deferred Tax Assets and Liabilities	The tax effects of temporary differences related to deferred taxes located in “other assets” on the Condensed Consolidated Balance Sheets are presented below: June 30, 2022 December 31, 2021 (Dollars in thousands) Deferred tax assets Net unrealized loss on securities available-for-sale $ 16,020 $ - Allowance for credit losses 14,716 14,051 Lease incentive 481 508 Loan fees 3,302 3,227 Accrued expenses 1,705 2,735 Deferred compensation 1,749 2,418 State tax credit 273 1,033 Other 764 2,057 Total deferred tax asset 39,010 26,029 Deferred tax liability Net unrealized gain on securities available-for-sale - (6,967) FHLB stock basis (722) (757) Premises and equipment (2,341) (2,602) Other (1,041) (1,229) Total deferred tax liability (4,104) (11,555) Net deferred tax asset $ 34,906 $ 14,474

Loans and Allowance for Loan Losses ("ALLL") - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands

3 Months Ended

6 Months Ended

Jun. 30, 2022

Allowance for loan losses

Beginning balance

^[1]

$ 55,231

$ 58,375

Charge-offs

(4,448)

(8,060)

Recoveries

3,344

5,875

Provision (credit)

1,690

1,374

Ending balance

^[1]

55,817

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

4,875

Provision (credit)

445

136

Ending balance

5,320

Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

(1,747)

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

5,184

Commercial

Allowance for loan losses

Beginning balance

9,981

20,352

Charge-offs

(581)

(790)

Recoveries

755

Provision (credit)

1,520

816

Ending balance

10,920

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

Provision (credit)

(3)

(44)

Ending balance

Commercial | Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

(10,213)

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

107

Commercial line of credit

Allowance for loan losses

Beginning balance

9,361

Charge-offs

(750)

(1,971)

Recoveries

1,758

1,779

Provision (credit)

898

2,593

Ending balance

11,267

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

153

Provision (credit)

(153)

(44)

Ending balance

Commercial line of credit | Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

8,866

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

Energy

Allowance for loan losses

Beginning balance

7,507

9,229

Charge-offs

(2,900)

(3,967)

Recoveries

1,754

Provision (credit)

1,821

(549)

Ending balance

6,428

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

258

Provision (credit)

212

205

Ending balance

470

Energy | Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

(39)

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

265

Commercial real estate

Allowance for loan losses

Beginning balance

18,628

19,119

Charge-offs

(1,102)

Recoveries

1,585

Provision (credit)

(3,171)

(2,374)

Ending balance

17,042

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

753

Provision (credit)

(96)

(54)

Ending balance

657

Commercial real estate | Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

(186)

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

711

Construction and land development

Allowance for loan losses

Beginning balance

3,678

3,749

Charge-offs

Recoveries

Provision (credit)

240

252

Ending balance

3,918

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

3,514

Provision (credit)

502

102

Ending balance

4,016

Construction and land development | Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

(83)

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

3,914

Residential real estate

Allowance for loan losses

Beginning balance

3,089

5,598

Charge-offs

(217)

Recoveries

Provision (credit)

262

305

Ending balance

3,134

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

Provision (credit)

(1)

Ending balance

Residential real estate | Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

(2,552)

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

Multifamily real estate

Allowance for loan losses

2,342

(38)

2,427

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

116

Provision (credit)

(7)

(28)

Ending balance

109

Multifamily real estate | Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

2,465

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

137

Consumer

Allowance for loan losses

Beginning balance

645

328

(13)

369

681

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

Provision (credit)

(10)

Ending balance

$ 1

Consumer | Accounting Standards Update 201613 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]

Allowance for loan losses

Beginning balance

(5)

Allowance for Credit Losses on Off-Balance Sheet

Beginning balance

$ 1

[1]	As of December 31, 2021, this line represents the allowance for loan and lease losses. See further discussion in “Note 1: Nature of Operations and Summary of Significant Accounting Policies” in the Notes to Condensed Consolidated Financial Statements (unaudited).

Stock-Based Compensation (Tables)	6 Months Ended
Stock-Based Compensation (Tables)	Jun. 30, 2022
Stock-Based Compensation [Abstract]
Schedule of Stock-based Compensation	The table below summarizes the stock-based compensation for the three- and six-month periods ended June 30, 2022 and 2021: Three Months Ended Six Months Ended June 30, June 30, 2022 2021 2022 2021 (Dollars in thousands) Stock appreciation rights $ 88 $ 198 $ 187 $ 434 Performance-based stock awards 200 528 411 262 Restricted stock units and awards 795 834 1,573 1,499 Employee stock purchase plan 37 15 64 29 Total stock-based compensation $ 1,120 $ 1,575 $ 2,235 $ 2,224
Summary of Status and Changes in Performance-Based Awards	The following table summarizes the status of and changes in the performance -based awards: Performance-Based Restricted Stock Unit Awards Number of Shares Weighted-Average Grant Date Fair Value Unvested, January 1, 2022 98,352 $ 13.59 Granted 66,667 16.04 Vested - - Forfeited (24,944) 15.03 Unvested, June 30, 2022 140,075 $ 14.50
Summary of Status and Changes in RSUs and RSAs	The following table summarizes the status of and changes in the RSUs and RSAs: Restricted Stock Units and Awards Number of Shares Weighted-Average Grant Date Fair Value Unvested, January 1, 2022 383,630 $ 13.52 Granted 238,127 15.09 Vested (193,350) 13.83 Forfeited (16,433) 13.95 Unvested, June 30, 2022 411,974 $ 14.26

Stock Warrants (Details) - $ / shares	3 Months Ended
Stock Warrants (Details) - $ / shares	Jun. 30, 2022	Dec. 31, 2021
Stock warrants [Abstract]
Warrants outstanding (in shares)	80,000	113,500
Strike price (in dollars per share)	$ 5.00
Number of warrants exercised	33,500
Conversion of Stock, Shares Issued	33,500
Number of warrants expire next fiscal year	80,000

Securities - Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Securities [Abstract]
Net gains (losses) recognized during the reporting period on equity securities	$ (71)	$ 6	$ (174)	$ (33)
Less: net gains recognized during the reporting period on equity securities sold during the reporting period	0	0	0	0
Unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date	$ (71)	$ 6	$ (174)	$ (33)

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 15,545	$ 15,577	$ 32,373	$ 27,612
Other Comprehensive Income (Loss)
Unrealized gain (loss) on available-for-sale securities	(39,026)	5,527	(97,982)	(3,543)
Less: income tax expense (benefit)	(9,554)	1,354	(23,987)	(867)
Unrealized gain (loss) on available-for-sale securities, net of income tax	(29,472)	4,173	(73,995)	(2,676)
Reclassification adjustment for realized gains (losses) included in income	(12)	(13)	(38)	(3)
Less: income tax benefit	(3)	(3)	(9)	(1)
Less: reclassification adjustment for realized loss included in income, net of income tax	(9)	(10)	(29)	(2)
Other comprehensive income (loss)	1,385	0	4,040	0
Less: income tax expense	339	0	992	0
Unrealized gain on cash flow hedges, net of income tax	1,046	0	3,048	0
Other comprehensive income (loss)	(28,417)	4,183	(70,918)	(2,674)
Comprehensive Income (Loss)	$ (12,872)	$ 19,760	$ (38,545)	$ 24,938

Time Deposits and Borrowings (Tables)	6 Months Ended
Time Deposits and Borrowings (Tables)	Jun. 30, 2022
Time Deposits and Borrowings [Abstract]
Schedule of Time Deposit Maturities and Borrowings	June 30, 2022 Within One Year One to Two Years Two to Three Years Three to Four Years Four to Five Years After Five Years Total (Dollars in thousands) Time deposits $ 654,313 $ 68,804 $ 5,310 $ 1,806 $ 2,838 $ - $ 733,071 Fed funds purchased & repurchase agreements 6 - - - - - 6 FHLB borrowings 41,500 - - 5,100 - 110,000 156,600 FHLB line of credit 140,000 - - - - - 140,000 Trust preferred securities (1) - - - - - 1,035 1,035 $ 835,819 $ 68,804 $ 5,310 $ 6,906 $ 2,838 $ 111,035 $ 1,030,712 (1) The contract value of the trust preferred securities is $ 2.6 million and is currently being accreted to the maturity date of 2035.

Derivatives and Hedging (Tables)	6 Months Ended
Derivatives and Hedging (Tables)	Jun. 30, 2022
Derivatives and Hedging [Abstract]
Schedule of Derivative Instruments	Asset Derivatives Liability Derivatives Balance Sheet June 30, December 31, Balance Sheet June 30, December 31, Location 2022 2021 Location 2022 2021 (Dollars in thousands) Interest rate products: Derivatives not designated as hedging instruments Other assets $ 5,873 $ 11,305 Interest payable and other liabilities $ 5,875 $ 11,322 Derivatives designated as hedging instruments Other assets 3,475 3 Interest payable and other liabilities - 565 Total $ 9,348 $ 11,308 $ 5,875 $ 11,887
Schedule of Cash Flow Hedge on Accumulated Other Comprehensive Income	June 30, 2022 Gain or (Loss) Recognized in OCI on Derivative Gain or (Loss) Recognized in OCI Included Component Gain or (Loss) Recognized in OCI Excluded Component Location of Gain or (Loss) Recognized from Accumulated Other Comprehensive Income into Income Gain or (Loss) Reclassified from Accumulated OCI into Income Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component Gain or (Loss) Reclassified from Accumulated OCI into Income Excluded Component (Dollars in thousands) Derivatives in Cash Flow Hedging Relationships Interest Rate Products $ 3,475 $ 3,475 $ - Interest expense $ - $ - $ -

- Definition

Tabular disclosure of pertinent information about a derivative or group of derivatives on a disaggregated basis, such as for individual instruments, or small groups of similar instruments. May include a combination of the type of instrument, risks being hedged, notional amount, hedge designation, related hedged item, inception date, maturity date, or other relevant item.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 815
-SubTopic 10
-Section 50
-Paragraph 4B
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Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
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Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
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Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
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-Section 50
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-URI http://asc.fasb.org/extlink&oid=125515794&loc=SL5579240-113959

+ Details

Disclosures about Fair Value of Financial Instruments - Nonrecurring Measurements (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent loans	$ 24,328	$ 38,046
Foreclosed assets held-for-sale	1,588	1,148
Fair Value, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent loans	24,328	38,046
Foreclosed assets held-for-sale	1,588	1,148
Fair Value, Nonrecurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent loans	0	0
Foreclosed assets held-for-sale	0	0
Fair Value, Nonrecurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent loans	0	0
Foreclosed assets held-for-sale	0	0
Fair Value, Nonrecurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent loans	24,328	38,046
Foreclosed assets held-for-sale	$ 1,588	$ 1,148

Nature of Operations and Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2022
Nature of Operations and Summary of Significant Accounting Policies [Abstract]
Organization and Nature of Operations	Organization and Nature of Operations CrossFirst Bankshares, Inc. (the “Company”) is a bank holding company whose principal activities are the ownership and management of its wholly-owned subsidiary, CrossFirst Bank (the “Bank”). In addition, the Bank has three subsidiaries including CrossFirst Investments, Inc. (“CFI”) that holds investments in marketable securities, CFBSA I, LLC and CFBSA II, LLC. The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers through its branches in: (i) Leawood, Kansas; (ii) Wichita, Kansas; (iii) Kansas City, Missouri; (iv) Oklahoma City, Oklahoma; (v) Tulsa, Oklahoma; (vi) Dallas, Texas; (vii) Frisco, Texas; and (viii) Phoenix, Arizona. On June 13, 2022, the Company announced its entry into an agreement under which the Bank will acquire Farmers & Stockmens Bank, the bank subsidiary of Central Bancorp, Inc. (collectively, Farmers & Stockmens Bank and Central Bancorp, Inc. are herein referred as “Central”), for approximately $ 75 million in cash. Central has branches in Colorado and New Mexico. The transaction is currently expected to close in the second half of 2022, subject to approval by Central shareholders and bank regulatory authorities, as well as the satisfaction of other customary closing conditions.
Basis of Presentation	Basis of Presentation The Company’s accounting and reporting policies conform to accounting principles generally accepted in the United States (“GAAP”). The consolidated financial statements include the accounts of the Company, the Bank, CFI, CFBSA I, LLC and CFBSA II, LLC. All significant intercompany accounts and transactions have been eliminated in consolidation. The condensed consolidated interim financial statements are unaudited. Certain information and footnote disclosures presented in accordance with GAAP have been condensed or omitted and should be read in conjunction with the Company’s consolidated financial statements and footnotes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 (the “2021 Form 10-K”), filed with the Securities and Exchange Commission (the “SEC”) on February 28, 2022. In the opinion of management, the interim financial statements include all adjustments which are of a normal, recurring nature necessary for the fair presentation of the financial position, results of operations, and cash flows of the Company. The consolidated financial statements have been prepared in accordance with GAAP for interim financial information and the instructions to Form 10-Q adopted by the SEC. Refer to the “accounting pronouncements implemented” below for changes in the accounting policies of the Company. No significant changes to the Company’s accounting policies, other than those mentioned under “accounting pronouncements implemented” below, have occurred since December 31, 2021, the most recent date audited financial statements were provided within the Company’s 2021 Form 10-K. Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.
Use of Estimates	Use of Estimates The Company identified accounting policies and estimates that, due to the difficult, subjective or complex judgments and assumptions inherent in those policies and estimates and the potential sensitivity of the Company’s financial statements to those judgments and assumptions, are critical to an understanding of the Company’s financial condition and results of operations. Actual results could differ from those estimates. The allowance for credit losses, deferred tax asset, and fair value of financial instruments are particularly susceptible to significant change.
Cash Equivalents	Cash Equivalents The Company had $ 174 million of cash and cash equivalents at the Federal Reserve Bank of Kansas City as of June 30, 2022.
Emerging Growth Company (EGC)	Emerging Growth Company (“EGC”) The Company is currently an EGC. An EGC may take advantage of reduced reporting requirements and is relieved of certain other significant requirements that are otherwise generally applicable to public companies. Among the reductions and reliefs, the Company elected to extend the transition period for complying with new or revised accounting standards affecting public companies. This means that the financial statements the Company files or furnishes will not be subject to all new or revised accounting standards generally applicable to public companies for the transition period for so long as the Company remains an EGC or until the Company affirmatively and irrevocably opts out of the extended transition period under the JOBS Act.
Leases	ASU 2016-02, Leases (Topic 842): Background – ASU 2016-02 and its subsequent amendments require lessees to recognize the assets and liabilities that arise from such leases. This represents a change from previous GAAP that did not require operating leases to be recognized on the lessees’ balance sheet. The purpose of Topic 842 is to increase transparency and comparability between organizations that enter into lease agreements. The update modifies lease disclosure requirements as well. On the lease commencement date (or on the date of adoption), a lessee is required to measure and record a lease liability equal to the present value of the remaining lease payments, discounted using an appropriate discount rate. In addition, a right-of-use asset is recorded that consists of the initial measurement of the lease liability adjusted for certain payments, including lease incentives received and initial direct costs. For operating leases, after lease commencement, the lease liability is reported at the present value of the unpaid lease payments discounted using the discount rate established at lease commencement. The lease expense is calculated by summing all future lease payments in the lease term and lease incentives not yet recognized. The sum is then amortized on a straight-line basis over the lease term. The right-of-use asset is amortized as the difference between the straight-line expense and the amortizing lease liability. Implementation – The Company’s lease agreements to which Topic 842 has been applied primarily relate to branch real estate properties located in the Kansas City, Missouri; Tulsa, Oklahoma; Dallas, Texas; Frisco, Texas; and Phoenix, Arizona markets. The remaining lease terms range from two to twenty years with potential renewal terms. The leases include various payment terms including fixed payments with annual increases to variable payments. In addition, several of the leases include lease incentives. The discount rates were not readily determinable in the lease agreements. As a result, the Company used the incremental borrowing rate in accordance with Topic 842. The Company used the Federal Home Loan Bank (“FHLB”) yield curve as the incremental borrowing rate. The Company elected several practical expedients that are listed below: Impact of Adoption – The Company adopted ASU 2016-02 on January 1, 2022 using the modified retrospective approach. The Company did not recast comparative financial periods and has presented those disclosures under previously applicable GAAP. The following table illustrates the impact of adopting ASU 2016-02 on the Company’s financial statements:
Recent Accounting Pronouncements	Recent Accounting Pronouncements ASU 2022-02, Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures Background – ASU 2022-02 provides new guidance on (i) troubled debt restructurings (“TDRs”) and (ii) vintage disclosures for gross write-offs. The update eliminates the accounting guidance for TDRs and requires a company to determine if a modification results in a new loan or a continuation of an existing loan. The update enhances the required disclosures for certain modifications made to borrowers experiencing financial difficulty. In addition, the update requires disclosure of current-period gross charge -offs by year of origination for financing receivables. For the Company, the amendments are effective as of January 1, 2023, but early adoption is permitted and would be applied as of the beginning of the fiscal year of adoption. Impact of adoption – The Company anticipates adopting ASU 2022-02 as of January 1, 2023. At this time, an estimate of the impact cannot be established.
Allowance for Loan Losses	ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments: Background – ASU 2016-13 and its subsequent amendments provide new guidance on the impairment model for financial assets measured at amortized cost, including loans held-for-investment and off-balance sheet credit exposures. The Current Expected Credit Loss (“CECL”) model requires an estimate of expected credit losses, measured over the contractual life of an instrument, that considers forecasts of future economic conditions in addition to information about past events and current conditions. ASU 2016-13 requires new disclosures, including the use of vintage analysis on the Company’s credit quality indicators. In addition, ASU 2016-13 removes the available-for-sale (“AFS”) securities other-than-temporary-impairment model that reduced the cost basis of the investment and is replaced with an impairment model that will recognize an allowance for credit losses on available-for-sale securities. Implementation – The Company established a CECL committee to formulate and oversee the implementation process including selection, implementation, and testing of third-party software. The Company used a loss-rate ("cohort") method to estimate the expected allowance for credit losses ("ACL") for all loan pools. The cohort method identifies and captures the balance of a pool of loans with similar risk characteristics, as of a particular point in time to form a cohort, then tracks the respective losses generated by that cohort of loans over their remaining lives, or until the loans are “exhausted” (i.e., have reached an acceptable point in time at which a significant majority of all losses are expected to have been recognized). The cohort method closely aligned with the Company's incurred loss model. This allowed the Company to take advantages of the efficiencies of processes and procedures already in practice. The Company began parallel processing with the existing allowance for loan losses model during the first quarter of 2019 recalibrating inputs as necessary. The Company formulated changes to policies, procedures, disclosures, and internal controls that were necessary to transition to the new standard. A third-party completed validation of the completeness, accuracy, and reasonableness of the model in the fourth quarter of 2021. Refer to “Note 4: Loans and Allowance for Credit Losses” for additional information regarding the policies, procedures, and credit quality indicators used by the Company. Impact of adoption – The Company adopted ASU 2016-13 on January 1, 2022 using the modified retrospective approach. All disclosures as of and for the three- and six-month periods ended June 30, 2022 are presented in accordance with ASC 326, Financial Instruments-Credit Losses. The Company did not recast comparative financial periods and has presented those disclosures under previously applicable GAAP. Because the Company chose the cohort method, the model must consider net deferred fees and costs. As a result, the Company transferred the previously disclosed unearned fees into the applicable loan segments. The Company used the prospective transition approach for AFS securities for which other-than-temporary-impairment has been recognized prior to January 1, 2022. As a result, the amortized cost basis remains the same before and after the effective date of ASU 2016-13. The following table illustrates the impact of adopting ASU 2016-13 and details how outstanding loan balances have been reclassified because of changes made to the Company’s loan segments under CECL: In connection with adoption of ASU 2016-13, changes were made to the Company’s loan segments to align with the methodology applied in determining the allowance under CECL. The commercial and industrial loan portfolio was separated into term loans and lines of credit. In addition, the remaining Paycheck Protection Program (“PPP”) loans were consolidated into the commercial and industrial term loan segment due to their declining outstanding balance. The Company also separated the residential and multifamily real estate loan segments. Refer to “Note 4: Loans and Allowance for Credit Losses” for detail on the loan segments. Accounting Policies: The Company updated the below accounting policies due to adoption of ASU 2016-13: Accrued Interest - The Company made an accounting policy election to exclude accrued interest from the amortized cost basis of loans. In addition, the Company elected not to measure an allowance for credit losses for accrued interest receivable, because a timely write-off policy exists. The policy generally requires loans to be placed on non-accrual when principal or interest is 90 days or more past due unless the loan is well-secured and in the process of collection. A well-secured loan means that collateral or a guaranty has sufficient value to pay off the loan in full. When a loan is placed on non-accrual, accrued interest is reversed against interest income. The Company made a policy election to exclude accrued interest from the amortized cost basis of AFS securities. AFS securities are placed on non-accrual status when the Company no longer expects to receive all contractual amounts due, which is generally at 90 days past due. Accrued interest receivable is reversed against interest income when a security is placed on non-accrual status. Accordingly, the Company did not recognize an allowance for credit loss against accrued interest receivable. Available-for-sale Securities in an Unrealized Loss Position – For AFS securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the securities’ amortized cost basis is written down to fair value through income. For AFS securities that do not meet the criteria above, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. Management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security is compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than amortized cost basis.

Condensed Consolidated Statements of Income - USD ($)
$ in Thousands

3 Months Ended

6 Months Ended

Jun. 30, 2022

Jun. 30, 2021

Jun. 30, 2022

Jun. 30, 2021

Interest Income

Loans, including fees

$ 47,327

$ 43,846

$ 90,055

$ 87,604

Available-for-sale securities - taxable

1,086

869

2,130

1,620

Available-for-sale securities - tax-exempt

3,845

3,497

7,537

6,848

Deposits with financial institutions

369

110

521

238

Dividends on bank stocks

213

^[1]

162

357

327

Total interest income

52,840

48,484

100,600

96,637

Interest Expense

Deposits

4,732

4,850

8,243

10,578

Fed funds purchased and repurchase agreements

Federal Home Loan Bank Advances

1,294

1,280

2,403

2,563

Other borrowings

Total interest expense

6,131

6,156

10,776

13,192

Net Interest Income

46,709

42,328

89,824

83,445

Provision for Credit Losses

^[2]

2,135

3,500

1,510

11,000

Net Interest Income after Provision for Credit Losses

^[2]

44,574

38,828

88,314

72,445

Non-Interest Income

Realized (losses) on available-for-sale securities

(12)

(13)

(38)

(3)

Unrealized gains (losses) on equity securities , net

(71)

(174)

(33)

Income from bank-owned life insurance

407

2,245

795

2,661

Swap fees and credit valuation adjustments, net

(30)

130

125

Other non-interest income

798

934

1,291

1,251

Total non-interest income

4,201

5,825

9,143

9,969

Non-Interest Expense

Salaries and employee benefits

17,095

15,660

35,036

29,213

Occupancy

2,622

2,397

5,115

4,891

Professional fees

1,068

1,138

1,873

1,920

Deposit insurance premiums

713

917

1,450

2,068

Data processing

1,160

720

1,972

1,436

Advertising

757

435

1,449

738

Software and communication

1,198

1,034

2,468

2,099

Foreclosed assets, net

665

(38)

715

Other non-interest expense

4,575

2,847

7,544

5,551

Total non-interest expense

29,203

25,813

56,869

48,631

Net Income Before Taxes

19,572

18,840

40,588

33,783

Income tax expense

4,027

3,263

8,215

6,171

Net Income

$ 15,545

$ 15,577

$ 32,373

$ 27,612

Basic Earnings Per Share (in dollars per share)

$ 0.31

$ 0.30

$ 0.65

$ 0.54

Diluted Earnings Per Share (in dollars per share)

$ 0.31

$ 0.30

$ 0.64

$ 0.53

Service charges and fees on customer accounts

Non-Interest Income

Non-interest income

$ 1,546

$ 1,177

$ 2,954

$ 2,134

ATM and credit card interchange income

Non-Interest Income

Non-interest income

$ 1,521

$ 1,506

$ 4,185

$ 3,834

[1]

(1)

Includes the impact of implementing Accounting Standards Update (“ASU”)

2016-13, Financial Instruments - Credit Losses (Accounting Standard Codification

(“ASC”) 326):

Measurement of Credit Losses on Financial Instruments.

See “Note 1: Nature of Operations and Summary of Significant Accounting

Policies” in the Notes to Condensed

Consolidated Financial Statements (unaudited) for more information on the

Company’s adoption of this guidance

and the impact to the Company’s

results of operations.

[2]

For the three-

and six-months ended June 30, 2021, this line represents the provision

for loan and lease losses. See further

discussion of this change in “Note 1: Nature of Operations and Summary of Significant Accounting Policies”

in the Notes to

Condensed Consolidated Financial Statements (unaudited).

Securities - Amortized Cost and Fair Value of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Available-for-sale debt securities
Total available-for-sale securities	$ 764,574	$ 716,952
Gross Unrealized Gains	2,233	31,568
Gross Unrealized Losses	71,160	2,551
Approximate Fair Value	695,647	745,969
Mortgage-backed - GSE residential
Available-for-sale debt securities
Total available-for-sale securities	179,119	161,675
Gross Unrealized Gains	2	1,809
Gross Unrealized Losses	18,352	1,774
Approximate Fair Value	160,769	161,710
Collateralized mortgage obligations - GSE residential
Available-for-sale debt securities
Total available-for-sale securities	13,611	18,130
Gross Unrealized Gains	0	311
Gross Unrealized Losses	400	10
Approximate Fair Value	13,211	18,431
State and political subdivisions
Available-for-sale debt securities
Total available-for-sale securities	566,726	532,906
Gross Unrealized Gains	2,199	29,329
Gross Unrealized Losses	52,236	767
Approximate Fair Value	516,689	561,468
Corporate bonds
Available-for-sale debt securities
Total available-for-sale securities	5,118	4,241
Gross Unrealized Gains	32	119
Gross Unrealized Losses	172	0
Approximate Fair Value	4,978	$ 4,360
Mutual funds
Equity Securities
Approximate Fair Value	$ 2,000

Income Tax	6 Months Ended
Income Tax	Jun. 30, 2022
Income Tax [Abstract]
Income Tax	Note 10: Income Tax An income tax expense reconciliation at the statutory rate to the Company’s actual income tax expense is shown below: Three Months Ended Six Months Ended June 30, June 30, 2022 2021 2022 2021 (Dollars in thousands) Computed at the statutory rate ( 21 %) $ 4,110 $ 3,957 $ 8,523 $ 7,095 Increase (decrease) resulting from Tax-exempt income (890) (1,212) (1,744) (2,002) Non-deductible expenses 111 40 193 90 State income taxes 728 682 1,424 1,178 Equity based compensation 15 (131) (154) (117) Other adjustments (47) (73) (27) (73) Actual tax expense $ 4,027 $ 3,263 $ 8,215 $ 6,171 The tax effects of temporary differences related to deferred taxes located in “other assets” on the Condensed Consolidated Balance Sheets are presented below: June 30, 2022 December 31, 2021 (Dollars in thousands) Deferred tax assets Net unrealized loss on securities available-for-sale $ 16,020 $ - Allowance for credit losses 14,716 14,051 Lease incentive 481 508 Loan fees 3,302 3,227 Accrued expenses 1,705 2,735 Deferred compensation 1,749 2,418 State tax credit 273 1,033 Other 764 2,057 Total deferred tax asset 39,010 26,029 Deferred tax liability Net unrealized gain on securities available-for-sale - (6,967) FHLB stock basis (722) (757) Premises and equipment (2,341) (2,602) Other (1,041) (1,229) Total deferred tax liability (4,104) (11,555) Net deferred tax asset $ 34,906 $ 14,474

- Definition

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 21
-URI http://asc.fasb.org/extlink&oid=121826272&loc=d3e32857-109319

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-Name Accounting Standards Codification
-Topic 740
-URI http://asc.fasb.org/topic&trid=2144680

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-Name Accounting Standards Codification
-Topic 740
-SubTopic 30
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-Paragraph 2
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6424122&loc=d3e41874-109331

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
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-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
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-Paragraph 1
-Subparagraph (SX 210.4-08(h)(2))
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+ Details

Derivatives and Hedging - Effect of Cash Flow Hedge Accounting on AOCI (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Derivative [Line Items]
Gain or (Loss) Recognized in OCI on Derivative	$ 1,046	$ 0	$ 3,048	$ 0
Interest Expense [Member] \| Designated as Hedging Instrument [Member] \| Interest rate products
Derivative [Line Items]
Gain or (Loss) Recognized in OCI on Derivative	3,475
Gain or (Loss) Recognized in OCI Included Component	3,475
Gain or (Loss) Recognized in OCI Excluded Component	0
Gain or (Loss) Reclassified from Accumulated OCI into Income	0
Gain or (Loss) Reclassified from Accumulated OCI into Income Included Component	0
Other Comprehensive Income Loss Derivative Excluded Component Increase Decrease Adjustments After Tax	$ 0

Change in Accumulated Other Comprehensive Income (Loss) ("AOCI")	6 Months Ended
	Jun. 30, 2022
Change in Accumulated Other Comprehensive Income (Loss) ("AOCI") [Abstract]
Change in Accumulated Other Comprehensive Income (Loss) ("AOCI")	Note 7: Change in Accumulated Other Comprehensive Income (Loss) Amounts reclassified from AOCI and the affected line items in the Condensed Consolidated Statements of Income during the three- and six-month periods ended June 30, 2022 and 2021, were as follows: Three Months Ended Six Months Ended June 30, June 30, Affected Line Item in the 2022 2021 2022 2021 Statements of Income (Dollars in thousands) Unrealized losses on available-for-sale securities $ (12) $ (13) $ (38) $ (3) Loss on sale of available-for-sale securities Less: tax benefit effect (3) (3) (9) (1) Income tax benefit Net reclassified amount $ (9) $ (10) $ (29) $ (2)

- Definition

The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 13
-Subparagraph (b)
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Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
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Reference 3: http://www.xbrl.org/2003/role/disclosureRef
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Reference 4: http://www.xbrl.org/2003/role/disclosureRef
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-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=123467817&loc=SL123496171-112644

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
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-Topic 505
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-Section S99
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-Subparagraph (SX 210.3-04)
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Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
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-Section 50
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Reference 7: http://www.xbrl.org/2003/role/disclosureRef
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-Name Accounting Standards Codification
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Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
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-URI http://asc.fasb.org/topic&trid=2208762

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
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Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
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Reference 11: http://www.xbrl.org/2003/role/disclosureRef
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-Name Accounting Standards Codification
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Reference 12: http://www.xbrl.org/2003/role/disclosureRef
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-Subparagraph (b)
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Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
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-Paragraph 16
-Subparagraph (b)
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Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 13
-Subparagraph (i)
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Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
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-Paragraph 1
-Subparagraph (SX 210.4-08(e)(1))
-URI http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690

+ Details

Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands

Jun. 30, 2022

Dec. 31, 2021

Assets

Cash and cash equivalents

$ 277,678

$ 482,727

Available-for-sale securities - taxable

186,154

192,146

Available-for-sale securities - tax-exempt

509,493

553,823

Loans, net of unearned fees

4,528,234

4,256,213

Allowance for credit losses on loans

^[1]

55,817

58,375

Loans, net of the allowance for credit losses on loans

4,472,417

4,197,838

Premises and equipment, net

64,769

66,069

Restricted equity securities

14,946

11,927

Interest receivable

17,909

16,023

Foreclosed assets held for sale

973

1,148

Bank-owned life insurance

68,293

67,498

Other

95,678

32,258

Total assets

5,708,310

5,621,457

Deposits

Non-interest-bearing

1,163,462

1,163,224

Savings, NOW and money market

2,847,887

2,895,986

Time

733,071

624,387

Total deposits

4,744,420

4,683,597

Federal Home Loan Bank advances

296,600

236,600

Other borrowings

1,041

1,009

Interest payable and other liabilities

58,234

32,678

Total liabilities

5,100,295

4,953,884

Stockholders' equity

Common stock, $0.01 par value: authorized - 200,000,000 shares, issued - 52,972,244 and 52,590,015 shares at June 30, 2022 and December 31, 2021, respectively

529

526

Treasury stock, at cost: 3,436,295 and 2,139,970 shares held at June 30, 2022 and December 31, 2021, respectively

(48,501)

(28,347)

Additional paid-in capital

528,548

526,806

Retained earnings

176,868

147,099

Accumulated other comprehensive income

(49,429)

21,489

Total stockholders equity

608,015

667,573

Total liabilities and stockholders' equity

$ 5,708,310

$ 5,621,457

[1]	As of December 31, 2021, this line represents the allowance for loan and lease losses. See further discussion in “Note 1: Nature of Operations and Summary of Significant Accounting Policies” in the Notes to Condensed Consolidated Financial Statements (unaudited).

Loans and Allowance for Loan Losses ("ALLL") - Loan Aging Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
2022	$ 656,897
2021	1,011,298
2020	508,612
2019	287,668
2018	187,990
2017 and Prior	151,724
Revolving loans	1,525,578
Revolving loans converted to term loans	198,467
Total Loans Receivable	4,528,234	$ 4,256,213
Loans >= 90 Days and Accruing		90
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	11,296
2020	7
2019	2,185
2018	0
2017 and Prior	0
Revolving loans	2,086
Revolving loans converted to term loans	126
Total Loans Receivable	15,700
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	77
2017 and Prior	74
Revolving loans	784
Revolving loans converted to term loans	0
Total Loans Receivable	935
Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	104
2020	3
2019	10
2018	1,383
2017 and Prior	655
Revolving loans	17,659
Revolving loans converted to term loans	2,983
Total Loans Receivable	22,797
Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	11,400
2020	10
2019	2,195
2018	1,460
2017 and Prior	729
Revolving loans	20,529
Revolving loans converted to term loans	3,109
Total Loans Receivable	39,432
Current
Financing Receivable, Past Due [Line Items]
2022	656,897
2021	999,898
2020	508,602
2019	285,473
2018	186,530
2017 and Prior	150,995
Revolving loans	1,505,049
Revolving loans converted to term loans	195,358
Total Loans Receivable	4,488,802
Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	3
2019	0
2018	0
2017 and Prior	0
Revolving loans	2,160
Revolving loans converted to term loans	0
Total Loans Receivable	2,163
Commercial
Financing Receivable, Past Due [Line Items]
2022	198,172
2021	331,824
2020	91,098
2019	62,019
2018	61,597
2017 and Prior	23,576
Revolving loans	0
Revolving loans converted to term loans	44,125
Total Loans Receivable	812,411	843,024
Loans >= 90 Days and Accruing		90
Commercial \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	7
2019	88
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	126
Total Loans Receivable	221
Commercial \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	74
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	74
Commercial \| Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	104
2020	3
2019	10
2018	1,383
2017 and Prior	655
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	2,155
Commercial \| Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	104
2020	10
2019	98
2018	1,383
2017 and Prior	729
Revolving loans	0
Revolving loans converted to term loans	126
Total Loans Receivable	2,450
Commercial \| Current
Financing Receivable, Past Due [Line Items]
2022	198,172
2021	331,720
2020	91,088
2019	61,921
2018	60,214
2017 and Prior	22,847
Revolving loans	0
Revolving loans converted to term loans	43,999
Total Loans Receivable	809,961
Commercial \| Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	3
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	3
Commercial line of credit
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	787,664
Revolving loans converted to term loans	0
Total Loans Receivable	787,664	617,398
Commercial line of credit \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	2,086
Revolving loans converted to term loans	0
Total Loans Receivable	2,086
Commercial line of credit \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	784
Revolving loans converted to term loans	0
Total Loans Receivable	784
Commercial line of credit \| Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	11,765
Revolving loans converted to term loans	0
Total Loans Receivable	11,765
Commercial line of credit \| Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	14,635
Revolving loans converted to term loans	0
Total Loans Receivable	14,635
Commercial line of credit \| Current
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	773,029
Revolving loans converted to term loans	0
Total Loans Receivable	773,029
Commercial line of credit \| Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	2,160
Revolving loans converted to term loans	0
Total Loans Receivable	2,160
Energy
Financing Receivable, Past Due [Line Items]
2022	7,445
2021	2,369
2020	264
2019	44
2018	10
2017 and Prior	0
Revolving loans	222,658
Revolving loans converted to term loans	210
Total Loans Receivable	233,000	278,579
Loans >= 90 Days and Accruing		0
Energy \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	1,469
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	1,469
Energy \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Energy \| Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	5,894
Revolving loans converted to term loans	0
Total Loans Receivable	5,894
Energy \| Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	1,469
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	5,894
Revolving loans converted to term loans	0
Total Loans Receivable	7,363
Energy \| Current
Financing Receivable, Past Due [Line Items]
2022	7,445
2021	900
2020	264
2019	44
2018	10
2017 and Prior	0
Revolving loans	216,764
Revolving loans converted to term loans	210
Total Loans Receivable	225,637
Energy \| Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Commercial real estate
Financing Receivable, Past Due [Line Items]
2022	230,626
2021	305,722
2020	153,212
2019	114,809
2018	78,600
2017 and Prior	84,941
Revolving loans	330,625
Revolving loans converted to term loans	137,358
Total Loans Receivable	1,435,893	1,278,479
Loans >= 90 Days and Accruing		0
Commercial real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	9,662
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	9,662
Commercial real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	77
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	77
Commercial real estate \| Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	2,983
Total Loans Receivable	2,983
Commercial real estate \| Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	9,662
2020	0
2019	0
2018	77
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	2,983
Total Loans Receivable	12,722
Commercial real estate \| Current
Financing Receivable, Past Due [Line Items]
2022	230,626
2021	296,060
2020	153,212
2019	114,809
2018	78,523
2017 and Prior	84,941
Revolving loans	330,625
Revolving loans converted to term loans	134,375
Total Loans Receivable	1,423,171
Commercial real estate \| Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Construction and land development
Financing Receivable, Past Due [Line Items]
2022	122,363
2021	257,586
2020	131,909
2019	51,139
2018	3,751
2017 and Prior	4,503
Revolving loans	13,164
Revolving loans converted to term loans	0
Total Loans Receivable	584,415	574,852
Loans >= 90 Days and Accruing		0
Construction and land development \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	2,097
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	2,097
Construction and land development \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Construction and land development \| Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Construction and land development \| Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	2,097
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	2,097
Construction and land development \| Current
Financing Receivable, Past Due [Line Items]
2022	122,363
2021	257,586
2020	131,909
2019	49,042
2018	3,751
2017 and Prior	4,503
Revolving loans	13,164
Revolving loans converted to term loans	0
Total Loans Receivable	582,318
Construction and land development \| Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Residential real estate
Financing Receivable, Past Due [Line Items]
2022	38,134
2021	82,699
2020	124,730
2019	47,354
2018	40,803
2017 and Prior	36,793
Revolving loans	626
Revolving loans converted to term loans	198
Total Loans Receivable	371,337	360,046
Residential real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	121
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	121
Residential real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Residential real estate \| Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Residential real estate \| Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	121
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	121
Residential real estate \| Current
Financing Receivable, Past Due [Line Items]
2022	38,134
2021	82,578
2020	124,730
2019	47,354
2018	40,803
2017 and Prior	36,793
Revolving loans	626
Revolving loans converted to term loans	198
Total Loans Receivable	371,216
Residential real estate \| Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Multifamily real estate
Financing Receivable, Past Due [Line Items]
2022	58,346
2021	28,407
2020	5,424
2019	12,070
2018	3,115
2017 and Prior	1,901
Revolving loans	123,802
Revolving loans converted to term loans	16,576
Total Loans Receivable	249,641	240,230
Multifamily real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Multifamily real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Multifamily real estate \| Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Multifamily real estate \| Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Multifamily real estate \| Current
Financing Receivable, Past Due [Line Items]
2022	58,346
2021	28,407
2020	5,424
2019	12,070
2018	3,115
2017 and Prior	1,901
Revolving loans	123,802
Revolving loans converted to term loans	16,576
Total Loans Receivable	249,641
Multifamily real estate \| Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Paycheck Protection Program ("PPP")
Financing Receivable, Past Due [Line Items]
Loans >= 90 Days and Accruing		0
Consumer
Financing Receivable, Past Due [Line Items]
2022	1,811
2021	2,691
2020	1,975
2019	233
2018	114
2017 and Prior	10
Revolving loans	47,039
Revolving loans converted to term loans	0
Total Loans Receivable	53,873	63,605
Loans >= 90 Days and Accruing		$ 0
Consumer \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	44
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	44
Consumer \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Consumer \| Greater than 90 Days
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	0
Consumer \| Total past due
Financing Receivable, Past Due [Line Items]
2022	0
2021	44
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	44
Consumer \| Current
Financing Receivable, Past Due [Line Items]
2022	1,811
2021	2,647
2020	1,975
2019	233
2018	114
2017 and Prior	10
Revolving loans	47,039
Revolving loans converted to term loans	0
Total Loans Receivable	53,829
Consumer \| Greater Than 90 Days And Accruing
Financing Receivable, Past Due [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
2017 and Prior	0
Revolving loans	0
Revolving loans converted to term loans	0
Total Loans Receivable	$ 0

Loans and Allowance for Loan Losses ("ALLL") - Loan Aging Analysis - Previous GAAP (Details) $ in Thousands	Dec. 31, 2021 USD ($)
Financing Receivable, Past Due [Line Items]
Loans	$ 4,269,620
Loans >= 90 Days and Accruing	90
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,671
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,858
90 Days or More
Financing Receivable, Past Due [Line Items]
Loans	5,681
Total past due
Financing Receivable, Past Due [Line Items]
Loans	9,210
Current
Financing Receivable, Past Due [Line Items]
Loans	4,260,410
Commercial
Financing Receivable, Past Due [Line Items]
Loans	1,401,681
Loans >= 90 Days and Accruing	90
Commercial \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	183
Commercial \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	499
Commercial \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Loans	1,037
Commercial \| Total past due
Financing Receivable, Past Due [Line Items]
Loans	1,719
Commercial \| Current
Financing Receivable, Past Due [Line Items]
Loans	1,399,962
Energy
Financing Receivable, Past Due [Line Items]
Loans	278,860
Loans >= 90 Days and Accruing	0
Energy \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Energy \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Energy \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Loans	4,644
Energy \| Total past due
Financing Receivable, Past Due [Line Items]
Loans	4,644
Energy \| Current
Financing Receivable, Past Due [Line Items]
Loans	274,216
Commercial real estate
Financing Receivable, Past Due [Line Items]
Loans	1,281,095
Loans >= 90 Days and Accruing	0
Commercial real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	85
Commercial real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	992
Commercial real estate \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Loans	0
Commercial real estate \| Total past due
Financing Receivable, Past Due [Line Items]
Loans	1,077
Commercial real estate \| Current
Financing Receivable, Past Due [Line Items]
Loans	1,280,018
Construction and land development
Financing Receivable, Past Due [Line Items]
Loans	578,758
Loans >= 90 Days and Accruing	0
Construction and land development \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	966
Construction and land development \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	117
Construction and land development \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Loans	0
Construction and land development \| Total past due
Financing Receivable, Past Due [Line Items]
Loans	1,083
Construction and land development \| Current
Financing Receivable, Past Due [Line Items]
Loans	577,675
Residential and Multifamily Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Loans	600,816
Loans >= 90 Days and Accruing	0
Residential and Multifamily Real Estate [Member] \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	437
Residential and Multifamily Real Estate [Member] \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	151
Residential and Multifamily Real Estate [Member] \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Loans	0
Residential and Multifamily Real Estate [Member] \| Total past due
Financing Receivable, Past Due [Line Items]
Loans	588
Residential and Multifamily Real Estate [Member] \| Current
Financing Receivable, Past Due [Line Items]
Loans	600,228
Paycheck Protection Program ("PPP")
Financing Receivable, Past Due [Line Items]
Loans	64,805
Loans >= 90 Days and Accruing	0
Paycheck Protection Program ("PPP") \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Paycheck Protection Program ("PPP") \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Paycheck Protection Program ("PPP") \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Loans	0
Paycheck Protection Program ("PPP") \| Total past due
Financing Receivable, Past Due [Line Items]
Loans	0
Paycheck Protection Program ("PPP") \| Current
Financing Receivable, Past Due [Line Items]
Loans	64,805
Consumer
Financing Receivable, Past Due [Line Items]
Loans	63,605
Loans >= 90 Days and Accruing	0
Consumer \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0
Consumer \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	99
Consumer \| 90 Days or More
Financing Receivable, Past Due [Line Items]
Loans	0
Consumer \| Total past due
Financing Receivable, Past Due [Line Items]
Loans	99
Consumer \| Current
Financing Receivable, Past Due [Line Items]
Loans	$ 63,506

Securities - Unrealized Losses (Details) $ in Thousands	Jun. 30, 2022 USD ($) Securities	Dec. 31, 2021 USD ($) Securities
Less than 12 Months
Fair Value	$ 512,795	$ 161,024
Unrealized Losses	$ 62,332	$ 2,546
Number of Securities \| Securities	331	57
12 Months or More
Fair Value	$ 42,510	$ 1,310
Unrealized Losses	$ 8,828	$ 5
Number of Securities \| Securities	17	4
Total
Fair Value	$ 555,305	$ 162,334
Unrealized Losses	$ 71,160	$ 2,551
Number of Securities \| Securities	348	61
Mortgage-backed - GSE residential
Less than 12 Months
Fair Value	$ 124,609	$ 87,306
Unrealized Losses	$ 11,678	$ 1,774
Number of Securities \| Securities	45	16
12 Months or More
Fair Value	$ 34,332	$ 0
Unrealized Losses	$ 6,674	$ 0
Number of Securities \| Securities	7	0
Total
Fair Value	$ 158,941	$ 87,306
Unrealized Losses	$ 18,352	$ 1,774
Number of Securities \| Securities	52	16
Collateralized mortgage obligations - GSE residential
Less than 12 Months
Fair Value	$ 12,809	$ 803
Unrealized Losses	$ 386	$ 10
Number of Securities \| Securities	18	2
12 Months or More
Fair Value	$ 403	$ 0
Unrealized Losses	$ 14	$ 0
Number of Securities \| Securities	1	0
Total
Fair Value	$ 13,212	$ 803
Unrealized Losses	$ 400	$ 10
Number of Securities \| Securities	19	2
State and political subdivisions
Less than 12 Months
Fair Value	$ 370,681	$ 72,915
Unrealized Losses	$ 50,096	$ 762
Number of Securities \| Securities	264	39
12 Months or More
Fair Value	$ 7,775	$ 1,310
Unrealized Losses	$ 2,140	$ 5
Number of Securities \| Securities	9	4
Total
Fair Value	$ 378,456	$ 74,225
Unrealized Losses	$ 52,236	$ 767
Number of Securities \| Securities	273	43
Corporate bonds
Less than 12 Months
Fair Value	$ 4,696	$ 0
Unrealized Losses	$ 172	$ 0
Number of Securities \| Securities	4	0
12 Months or More
Fair Value	$ 0	$ 0
Unrealized Losses	$ 0	$ 0
Number of Securities \| Securities	0	0
Total
Fair Value	$ 4,696	$ 0
Unrealized Losses	$ 172	$ 0
Number of Securities \| Securities	4	0

Leases (Table)	6 Months Ended
Leases (Table)	Jun. 30, 2022
Leases [Abstract]
Components of operating lease expense	For the Three Months Ended June 30, 2022 For the Six Months Ended June 30, 2022 (Dollars in thousands) Finance lease amortization of right-of-use asset $ 92 $ 92 Finance lease interest on lease liability 46 46 Operating lease expense 603 1,329 Variable lease expense 345 558 Short-term lease expense 5 10 Total lease expense $ 1,091 $ 2,035
Future minimum commitments, Operating lease	Operating Leases Finance Lease (Dollars in thousands) Remainder of 2022 $ 1,502 $ 245 2023 3,070 490 2024 2,793 490 2025 2,804 490 2026 2,836 490 Thereafter 15,243 8,823 Total lease payments $ 28,248 $ 11,028 Less imputed interest 3,362 3,302 Total $ 24,886 $ 7,726
Future minimum commitments, Finance Lease	Operating Leases Finance Lease (Dollars in thousands) Remainder of 2022 $ 1,502 $ 245 2023 3,070 490 2024 2,793 490 2025 2,804 490 2026 2,836 490 Thereafter 15,243 8,823 Total lease payments $ 28,248 $ 11,028 Less imputed interest 3,362 3,302 Total $ 24,886 $ 7,726

Condensed Consolidated Statements of Stockholders' Equity - USD ($)
$ in Thousands

Total