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  <xsd:element id="cfb_ProceedsFromRepaymentsOfFHLBankBorrowings" name="ProceedsFromRepaymentsOfFHLBankBorrowings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfb_ReductionOfMonthlyPaymentMember" name="ReductionOfMonthlyPaymentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfb_RepossessedAssetsHeldForSale" name="RepossessedAssetsHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfb_RepossessedAssetsHeldForSaleFairValueDisclosure" name="RepossessedAssetsHeldForSaleFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfb_RevenueNotFromContractWithCustomerExcludingInterestIncome" name="RevenueNotFromContractWithCustomerExcludingInterestIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfb_RevenueNotSubjectto201409Abstract" name="RevenueNotSubjectto201409Abstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfb_RevenueSubjectto201409Abstract" name="RevenueSubjectto201409Abstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfb_ScheduleOfTimeDepositMaturitiesAndBorrowingsTableTextBlock" name="ScheduleOfTimeDepositMaturitiesAndBorrowingsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfb_ServiceChargesAndFeesMember" name="ServiceChargesAndFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfb_ShortTermInvestmentsTaxExempt" name="ShortTermInvestmentsTaxExempt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfb_ShortTermInvestmentsTaxable" name="ShortTermInvestmentsTaxable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cfb_StockDividendsOnMutualFund" name="StockDividendsOnMutualFund" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cfb_StockholdersPublicOfferingMember" name="StockholdersPublicOfferingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cfb_TimeDepositMaturitiesAndBorrowings" name="TimeDepositMaturitiesAndBorrowings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cfb_TimeDepositMaturitiesAndBorrowingsAfterRollingYearFive" name="TimeDepositMaturitiesAndBorrowingsAfterRollingYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cfb_TimeDepositMaturitiesAndBorrowingsFiscalYearMaturityAbstract" name="TimeDepositMaturitiesAndBorrowingsFiscalYearMaturityAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cfb_TimeDepositMaturitiesAndBorrowingsNextRollingTwelveMonths" name="TimeDepositMaturitiesAndBorrowingsNextRollingTwelveMonths" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cfb_TimeDepositMaturitiesAndBorrowingsRollingYearFive" name="TimeDepositMaturitiesAndBorrowingsRollingYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cfb_TimeDepositMaturitiesAndBorrowingsRollingYearFour" name="TimeDepositMaturitiesAndBorrowingsRollingYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cfb_TimeDepositMaturitiesAndBorrowingsRollingYearThree" name="TimeDepositMaturitiesAndBorrowingsRollingYearThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cfb_TimeDepositMaturitiesAndBorrowingsRollingYearTwo" name="TimeDepositMaturitiesAndBorrowingsRollingYearTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
</xsd:schema>
