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  <xs:element id="cfb_DeferredTaxLiabilitiesFederalHomeLoanBankBasis" abstract="false" name="DeferredTaxLiabilitiesFederalHomeLoanBankBasis" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cfb_CommonEquityTierOneCapitalRequiredToBeWellCapitalizedRatio" abstract="false" name="CommonEquityTierOneCapitalRequiredToBeWellCapitalizedRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:percentItemType"/>
  <xs:element id="cfb_TimeDepositMaturitiesAndBorrowings" abstract="false" name="TimeDepositMaturitiesAndBorrowings" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cfb_OtherBorrowingsFairValueDisclosure" abstract="false" name="OtherBorrowingsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
